10401 N 98th Ave E, Owasso, OK 74055 Property Records

Tulsa County property record for 10401 N 98th Ave E, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,764 sqft · built 2020
Lot Size0.136 acres (5,924 sqft)
OwnerIndividual Name on Record
Last Sale$307,000 (Oct 2023)
Tax Bill$3,450 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN61097-14-18-67830

Property Details

APN / Parcel Number

Primary APN61097-14-18-67830
Alternative APN
  • R61097141867830

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area3,528 sqft
1st Floor Area1,764 sqft
Basement Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,924 sqft (0.136 acres)
Garage TypeAttached
Garage Area504 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR61097141867830
Street Address10401 N 98TH AVE E
CityOWASSO
StateOK
Zip74055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLOT 18 BLOCK 3
Legal Range14E
Legal Township21N
Legal Section18
Legal SubdivisionTHE COTTAGES AT MINGO CROSSING
Legal Block3
Legal Lot Number18
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group2
Census Block2001
Census Tract5809

Owner

Source: Tulsa County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10401 N 98TH AVE E, OWASSO, OK 74055
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 30, 2023Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Mar 2, 2021Warranty Deed, Subdivision Related Transfer
NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleMar 2, 2021 · Amount on Record
Deed Document Number202389353
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885

Mortgage

Document Number0000019726
DateMar 10, 2026
Instrument2026019726
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2056

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885

Mortgage

Document Number0000117435
DateDec 29, 2025
Instrument2025117435
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateOct 30, 2023
Property Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885
Document Number0000089353
Instrument DateOct 25, 2023
Instrument2023089353
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyINTEGRITY TITLE AND CLOSING, INTEGRITY TTL & CLOSING LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885

Mortgage

Document Number0000089354
DateOct 30, 2023
Instrument2023089354
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateMar 2, 2021
Property Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885
Document Number0000023350
Instrument DateFeb 26, 2021
Instrument2021023350
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2022
Title CompanyNOT AVAILABLE, MULTIPLE

Transaction

AmountAmount Recorded
Tax$355.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10401 N 98TH EAST AVE, OWASSO, OK 74055-7885

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityOwasso City
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,450.00 (+25.96%) Homeowner's exemption$30,618 (+22.13%) Land $4,197 Building $26,421$291,800 (+23.12%) Land $40,000 Building $251,800
2023$2,739.00$25,070 (-) Land $4,231 Building $20,839$237,000 (-) Land $40,000 Building $197,000
2022$2,739.00 Homeowner's exemption$25,070 Land $4,231 Building $20,839$237,000 Land $40,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON CO RWD #3 (NEW,#1)
serves 25,375 people · EPA ID OK1021418
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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