10401 35th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10401 35th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,222 sqft · built 2000
Lot Size	0.271 acres (11,819 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Dec 2024)
Tax Bill	$4,256 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-085-003110`

Property Details

APN / Parcel Number

Primary APN	`114-085-003110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,819 sqft (0.271 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	65 sqft
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10401 35TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 REGAL CREEK LOT-011 BLOCK-003
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	REGAL CREEK
Legal Block	3
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1012
Census Tract	100803

Owner

10401 35th St NE is owned and occupied by two individuals who bought it in December 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10401 35TH ST NE, SAINT MICHAEL, MN 55376-8442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage KS STATEBANK
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jun 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	20241567145
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 14, 2021
Property Address	10401 35TH ST NE, SAINT MICHAEL, MN 55376-8442
Document Number	0001483695
Instrument Date	Jul 16, 2021
Instrument	1483695
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	NOT AVAILABLE, KBTU RED WING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10401 35TH ST NE, SAINT MICHAEL, MN 55376-8442

Mortgage

Document Number	0001483696
Date	Sep 14, 2021
Instrument	1483696

Lender

Name	KS STATEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10401 35TH ST NE, SAINT MICHAEL, MN 55376-8442
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001397785
Date	Jun 13, 2019
Instrument	1397785

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10401 35TH ST NE, SAINT MICHAEL, MN 55376-8442
Document Number	0001345946
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	ENTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10401 35TH ST NE ST MICHAEL MN 553768442, ST MICHAEL, MN 55376-8442

Mortgage

Document Number	0001345946
Date	Jun 19, 2017
Instrument	1345946

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 18, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 10401 35th St NE was $4,256.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,256.00	$377,900 (+1.75%) Land $105,000 Building $272,900	$377,900 (+1.75%) Land $105,000 Building $272,900
2025		$371,400 Land $107,000 Building $264,400	$371,400 Land $107,000 Building $264,400
2023	$3,682.00 (+2.56%)	$347,700 Land $105,900 Building $241,800	$347,700 Land $105,900 Building $241,800
2022	$3,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10401 35th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10401 35th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

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