10400 W Bluff Rd, Malcolm, NE 68402 Property Records

Lancaster County property record for 10400 W Bluff Rd, Malcolm, NE 68402

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,897 sqft · built 2003
Lot Size	10 acres (436,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jul 2026)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-400-008-000`

Property Details

APN / Parcel Number

Primary APN	`05-16-400-008-000`
Alternative APN	`16580`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,897 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	1,697 sqft
Basement Area	1,697 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436,164 sqft (10 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10400 W BLUFF RD
City	MALCOLM
State	NE
Zip	68402-9818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	S16, T11, R5, 6TH PRINCIPAL MERIDIAN, LOT 18 SE
Legal Subdivision	6TH PRINCIPAL MERIDIAN
Legal Lot Number	18
Jurisdiction	LANCASTER NE
Township / Civil Division	ELK
Census Block Group	2
Census Block	2096
Census Tract	10202

Owner

Source: Lancaster County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10400 W BLUFF RD, MALCOLM, NE 68402-9818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Mar 23, 2023	Intrafamily Transfer, Transfer
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	202627454
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0000007790
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jul 21, 2026
Property Address	10400 W BLUFF RD, MALCOLM, NE 68402-9818
Document Number	0000027454
Instrument Date	Jul 20, 2026
Instrument	202627454
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263,226.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 W BLUFF RD, MALCOLM, NE 68402-9818

Mortgage

Document Number	0000027455,
Date	Jul 21, 2026
Instrument	202627455

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Mar 23, 2023
Property Address	10400 W BLUFF RD, MALCOLM, NE 68402-9818
Document Number	0000007790
Instrument Date	Mar 20, 2023
Instrument	2023007790
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jul 27, 2017
Property Address	10400 W BLUFF RD, MALCOLM, NE 68402-9818
Document Number	0000031058
Instrument Date	Jul 26, 2017
Instrument	2017031058
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TITLE SERVICES OF THE PLAINS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000031197
Date	Jul 27, 2017
Instrument	2017031197

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Malcolm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,097.00 (+13.71%)	$733,000 (+34.99%) Land $154,100 Building $578,900	$733,000 (+34.99%) Land $154,100 Building $578,900
2024	$5,362.00 (-19.2%)
2023	$6,636.00	$543,000 Land $154,100 Building $388,900	$543,000 Land $154,100 Building $388,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 52% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

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