10400 E Edgewater Rd, Albany, IN 47320 Property Records

Delaware County property record for 10400 E Edgewater Rd, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 5,350 sqft · built 1946
Lot Size	50 acres (2,178,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,848 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2011 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`18-08-10-100-008.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-10-100-008.000-004`
Alternative APN	`0810100008000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,350 sqft Living Area
1st Floor Area	5,350 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1966
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,178,000 sqft (50 acres)
Garage Type	Mixed
Garage Area	1,053 sqft
Parking Spaces	5 Parking Spaces
Lean-To	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 10 100 008 000
Street Address	10400 E EDGEWATER RD
City	ALBANY
State	IN
Zip	47320-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT EHLF NW QTR & N END EHLF NW QTR S10 T21 R11 50.00 AC
Legal Range	11E
Legal Township	21N
Legal Section	10
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4018
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Dec 22, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
May 7, 2025	Warranty Deed, Transfer FOUNDATION TITLE
Oct 10, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 20, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 12, 2019	Intrafamily Transfer, Transfer
Aug 21, 2009	Intrafamily Transfer, Transfer YOUNG'S TITLE, YOUNGS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025
Deed Sale	May 7, 2025
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	20256013
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	2021R13979
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	IN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03076
Date	Mar 3, 2020
Instrument	2020R03076

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, ITIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R14434
Date	Dec 22, 2011
Instrument	2011R14434

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	DALEVILLE, IN 47334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2027

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R17306
Date	Aug 9, 2005
Instrument	2005R17306

Lender

Name	FIRST MERCHANTS BANK NA
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 7, 2025
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Document Number	2025R06013
Instrument Date	Apr 4, 2025
Instrument	2025R06013
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Oct 10, 2023
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Document Number	2023R13494
Instrument Date	Oct 4, 2023
Instrument	2023R13494
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2023R13495
Date	Oct 10, 2023
Instrument	2023R13495

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 20, 2021
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Document Number	2021R13979
Map Reference	DE2009R18758
Instrument Date	Jun 16, 2021
Instrument	2021R13979
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Nov 12, 2019
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Document Number	2019R15034
Instrument Date	Nov 8, 2019
Instrument	2019R15034
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742

August 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Aug 21, 2009
Property Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742
Document Number	2009R18758
Instrument Date	Aug 13, 2009
Instrument	2009R18758
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	YOUNG'S TITLE, YOUNGS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 E EDGEWATER RD, ALBANY, IN 47320-9742

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00 (-10.07%)	$628,600 (+17.72%) Land $102,700 Building $525,900	$628,600 (+17.72%) Land $102,700 Building $525,900
2024	$5,391.00 (-1.7%)
2023	$5,484.00 (+5.32%)	$534,000 (+5.64%) Land $95,800 Building $438,200	$534,000 (+5.64%) Land $95,800 Building $438,200
2022	$5,207.00 (+20.37%)	$505,500 Land $83,500 Building $422,000	$505,500 Land $83,500 Building $422,000
2021	$4,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon, Watch TV, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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