10400 Douglas Dr, Saint John, IN 46373 Property Records

Lake County property record for 10400 Douglas Dr, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,833 sqft · built 2020
Lot Size	0.278 acres (12,126 sqft)
Owner	2 Individual Names on File
Last Sale	$393,100 (Nov 2020)
Tax Bill	$5,241 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-159-015.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-159-015.000-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,833 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	2,833 sqft
Basement Area	1,415 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	12,126 sqft (0.278 acres)
Lot Dimensions	141 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10400 DOUGLAS DR
City	SAINT JOHN
State	IN
Zip	46373-0549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST JOHN UNIT 10M LOT 153
Legal Subdivision	THE GATES OF ST JOHN UNIT 1
Legal Lot Number	153
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1018
Census Tract	42904

Owner

Source: Lake County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 DOUGLAS DR, ST JOHN, IN 46373
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC
Nov 19, 2020	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	202084733
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10400 DOUGLAS DR, SAINT JOHN, IN 46373-0549
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 DOUGLAS DR, SAINT JOHN, IN 46373-0549

Mortgage

Document Number	0000046410
Date	Dec 1, 2025
Instrument	2025-546410

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10400 DOUGLAS DR, SAINT JOHN, IN 46373-0549
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045228
Date	Dec 30, 2021
Instrument	2021-545228

Lender

Name	PROPER RATE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 19, 2020
Property Address	10400 DOUGLAS DR, SAINT JOHN, IN 46373-0549
Document Number	0000084733
Map Reference	MB 111 PG 34
Instrument Date	Nov 13, 2020
Instrument	2020-084733
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10400 DOUGLAS DR, SAINT JOHN, IN 46373-0549

Mortgage

Document Number	0000084734
Date	Nov 19, 2020
Instrument	2020-084734

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$503,800 (+8.79%) Land $79,700 Building $424,100	$503,800 (+8.79%) Land $79,700 Building $424,100
2024	$5,241.00 (+18.71%)
2023		$463,100 (+25.13%) Land $83,400 Building $379,700	$463,100 (+25.13%) Land $83,400 Building $379,700
2022	$4,415.00	$370,100 Land $75,900 Building $294,200	$370,100 Land $75,900 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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