San Mateo County property record for 1040 Zamora Dr, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,480 sqft · built 1960 |
| Lot Size | 0.171 acres (7,426 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $270,000 (Nov 1994) |
| Tax Bill | $6,732 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-152-300 |
| Primary APN | 023-152-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| Gross Area | 3,530 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,650 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 1,050 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 7,426 sqft (0.171 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1,050 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1040 ZAMORA DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 27 BLOCK 2 LINDA MAR NO 16 RSM 50/7 8 CITY OF PACIFICA |
| Legal Subdivision | LINDA MAR NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 603300 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1040 ZAMORA DR, PACIFICA, CA 94044-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 2, 2026 | Intrafamily Transfer, Transfer |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 30, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 1994 · Amount on Record |
| Deed Sale | Nov 16, 1994 · Amount on Record |
| Deed Document Number | 1994174956 |
| Last Transfer Date | Dec 27, 2010 |
| Transfer Doc | 0000016901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 2, 2026 |
| Property Address | 1040 ZAMORA DR, PACIFICA, CA 94044-3537 |
| Document Number | 0000005182 |
| Map Reference | MB 50 PG 7&8 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-005182 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 950 JOHN DALY BLVD STE 260, 260, DALY CITY, CA 94015-3004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1040 ZAMORA DR, PACIFICA, CA 94044-3537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1040 ZAMORA DR, PACIFICA, CA 94044-3537 |
| Document Number | 0000082134 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020-082134 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1040 ZAMORA DR, PACIFICA, CA 94044-3537 |
| Document Number | 0000033790 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1040 ZAMORA DR PACIFICA CA 940443537, PACIFICA, CA 94044-3537 |
| Document Number | 0000033790 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 33790 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2049 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,548 (+2%) Land $231,274 Building $231,274 | ||
| 2025 | $6,732.00 (+8.13%) Homeowner's exemption | $453,480 (+4.04%) Land $226,740 Building $226,740 | |
| 2023 | $6,226.00 (+6.05%) Homeowner's exemption | $435,874 Land $217,937 Building $217,937 | $925,200 |
| 2022 | $5,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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