Butte County property record for 1040 Windsor Way, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 2003 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Dec 2023) |
| Tax Bill | $4,561 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-750-024-000 |
| Primary APN | 043-750-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 043-750-024 |
|---|---|
| Street Address | 1040 WINDSOR WAY |
| City | CHICO |
| State | CA |
| Zip | 95926-3259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 72 RICHMOND PK PH 1 |
| Legal Subdivision | RICHMOND PK PH 1 |
| Legal Lot Number | 72 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 601 |
1040 Windsor Way is owned and occupied by two individuals who bought it in December 2023.
Source: Butte County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 8, 2023 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 11, 2020 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Dec 11, 2020 · Amount on File |
| Deed Document Number | 202332111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Document Number | 0000004789 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026-0004789 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Dec 8, 2023 |
| Property Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Document Number | 0000032111 |
| Map Reference | MB 154 PG 70-74 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-0032111 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Document Number | 0000032112 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023-0032112 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Dec 11, 2020 |
| Property Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Document Number | 0000051644 |
| Map Reference | MB 154 PG 70-74 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020-0051644 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MID VALLEY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1040 WINDSOR WAY, CHICO, CA 95926-3259 |
| Document Number | 0000051645 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0051645 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Number | 0000051647 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0051647 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1040 Windsor Way was $4,561 with a homeowner's exemption.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,554 (+2%) Land $197,676 Building $202,878 | ||
| 2025 | $4,561.00 Homeowner's exemption | $392,700 Land $193,800 Building $198,900 | |
| 2024 | $339,300 | ||
| 2023 | $4,085.00 (+2.1%) | $358,938 Land $161,262 Building $197,676 | |
| 2022 | $4,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Windsor Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Windsor Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| DigitalPath Fixed Wireless | 400 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Race Communications, unWired Broadband, Verizon.
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