Stafford County property record for 1040 White Oak Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,945 sqft · built 1957 |
| Owner | Individual Name on File |
| Tax Bill | $2,676 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-327 |
| Primary APN | 56-327 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| Gross Area | 3,134 sqft |
| Basement Area | 1,189 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38498 |
|---|---|
| Old Parcel Number | 056 327 |
| Street Address | 1040 WHITE OAK RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2- RURAL RES |
| Legal Description | NR WHITE OAK LOT 7 |
| Legal Lot Number | 7 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10504 |
Source: Stafford County records, as of November 20, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 BEL PLAINS DR, FREDERICKSBURG, VA 22405-3414 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2009 |
| Deed Sale | Jul 7, 2009 |
| Deed Document Number | 090000155W |
| Record Updated | Jun 7, 2026 |
Source: Stafford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,676.00 (+16.65%) | $283,200 Land $90,000 Building $193,200 | $283,200 Land $90,000 Building $193,200 |
| 2021 | $2,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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