1040 White Oak Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 1040 White Oak Rd, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,945 sqft · built 1957
OwnerIndividual Name on File
Tax Bill$2,676 (2023)
Flood ZoneZone X (minimal risk)
APN56-327

Property Details

APN / Parcel Number

Primary APN56-327
Alternative APNs
  • 056 327
  • 38498

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,945 sqft Living Area
Gross Area3,134 sqft
Basement Area1,189 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleBungalow
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeDetached
Garage Area1,128 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number38498
Old Parcel Number056 327
Street Address1040 WHITE OAK RD
CityFREDERICKSBURG
StateVA
Zip22405-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2- RURAL RES
Legal DescriptionNR WHITE OAK LOT 7
Legal Lot Number7
JurisdictionSTAFFORD VA
Township / Civil DivisionGEORGE WASHINGTON
Census Block Group1
Census Block1024
Census Tract10504

Owner

Source: Stafford County records, as of November 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2 BEL PLAINS DR, FREDERICKSBURG, VA 22405-3414
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2009
Deed SaleJul 7, 2009
Deed Document Number090000155W
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,676.00 (+16.65%)$283,200 Land $90,000 Building $193,200$283,200 Land $90,000 Building $193,200
2021$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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