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1040 Whaley St, Oceanside, CA 92054 Property Records

San Diego County property record for 1040 Whaley St, Oceanside, CA 92054 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,028 sqft Living Area
Lot Size10,271 sqft (0.236 acres)
OccupancyOwner Occupied
Last Sale$1,101,000 (2024)
Tax Bill$12,601.00 (2025)

Property Details

APN / Parcel Number

Primary APN153-140-54-00
Alternative APN
  • 1531404600

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,028 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area10,271 sqft (0.236 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1531404600
Street Address1040 WHALEY ST
CityOCEANSIDE
StateCA
Zip92054-5952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 1 PAR B PER DOC04-0667773 IN BLK 53 OF MAP 622&ALL OF TR PM09388
Legal SubdivisionSOUTH OCEANSIDE 53
Legal Tract1009388
Legal Block53
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3005
Census Tract18101

Owner

Source: San Diego County records · APN 153-140-54-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2024Grant Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Sep 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
STEVE D SUTTER IRA
Apr 19, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
TOUCHDOWN MORTGAGE FUND LP
Nov 10, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 21, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 01, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2024 · Amount on Record
Deed SaleApr 02, 2024 · Amount on Record
Prior SaleMar 20, 1997
Deed Doc Number202481374
Prior Transfer DateApr 17, 2023
Prior Transfer Doc0000102286
Record RefreshedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 02, 2024
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Document Number0000081374
Map ReferenceMAP 622
Instrument DateMar 19, 2024
Instrument2024-0081374
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952

Mortgage

Document Number0000081375
DateApr 02, 2024
Instrument2024-0081375
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2054

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952

Mortgage

Document Number0000249192
DateSep 14, 2023
Instrument2023-0249192
Lender
NameSTEVE D SUTTER IRA
TypeNon-Lending Institution
AddressWEST COVINA, CA 91791
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueOct 01, 2024

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2023
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Document Number0000102286
Map ReferenceMAP 9388
Instrument DateApr 17, 2023
Instrument2023-0102286
Transaction TypeTransfer
Record UpdatedApr 28, 2023
Title CompanyMONARCH TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 E CANYON RLM RD #201 # 201, 201, ANAHEIM, CA 92807-4315

Mortgage

Document Number0000102287
DateApr 19, 2023
Instrument2023-0102287
Lender
NameTOUCHDOWN MORTGAGE FUND LP
AddressANAHEIM, CA 92807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term37 Months
DueMay 01, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2022
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Document Number0000433393
Map ReferenceMAP 622
Instrument DateNov 09, 2022
Instrument2022-0433393
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2022
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Document Number0000370391
Map ReferenceMAP 622
Instrument DateSep 12, 2022
Instrument2022-0370391
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 01, 2022
Property Address1040 WHALEY ST, OCEANSIDE, CA 92054-5952
Document Number0000351277
Map ReferenceDOC 0667773
Instrument DateJul 22, 2022
Instrument2022-0351277
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 WHALEY ST, OCEANSIDE, CA 92054-5952

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,145,480 (+2%) Land $1,010,228 Building $135,252
2025$12,601.00 (+54.99%)$1,123,020 (+53.63%) Land $990,420 Building $132,600
2023$8,130.00 (+284.58%)$731,000 Land $643,000 Building $88,000
2022$2,114.00

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