Morgan County property record for 1040 West Rd, Rutledge, GA 30663
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,843 sqft · built 1997 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Apr 2021) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 051 B |
| Primary APN | 022 051 B |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,843 sqft Heated Area |
| 1st Floor Area | 3,843 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2161 |
|---|---|
| Street Address | 1040 WEST RD |
| City | RUTLEDGE |
| State | GA |
| Zip | 30663-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 2AC FROM WEST |
| Legal Subdivision | RURAL LOT 2 - 3 ACRE |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | RUTLEDGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10200 |
1040 West Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Morgan County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 WEST RD, RUTLEDGE, GA 30663-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Nov 26, 1996 |
| Deed Document Number | 2021462 |
| Deed Book / Page | 670 / 274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Apr 16, 2021 |
| Property Address | 1040 WEST RD, RUTLEDGE, GA 30663-2942 |
| Document Number | 670/274 |
| Book / Page | 670 / 274 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021-000462 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 WEST RD, RUTLEDGE, GA 30663-2942 |
| Document Number | 0000000670/0000000276 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 0000000670/0000000276 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1040 West Rd was $4,341 with a homeowner's exemption.
Source: Morgan County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 Homeowner's exemption | $224,322 Land $19,776 Building $204,546 | $560,806 Land $49,440 Building $511,366 |
| 2023 | $4,102.00 (+2.7%) Homeowner's exemption | $176,586 (+8.14%) Land $14,832 Building $161,754 | $441,465 (+8.14%) Land $37,080 Building $404,385 |
| 2022 | $3,994.00 Homeowner's exemption | $163,295 Land $9,888 Building $153,407 | $408,237 Land $24,720 Building $383,517 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 West Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 West Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures