1040 Warren Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1040 Warren Rd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,765 sqft · built 1987
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Sep 2000)
Tax Bill	$9,630 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-025-015`

Property Details

APN / Parcel Number

Primary APN	`023-025-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,765 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	17,500 sqft (0.402 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1040 WARREN RD
City	CAMBRIA
State	CA
Zip	93428-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES EST U 1 LT 29
Legal Subdivision	CAMBRIA PINES ESTATES 01
Legal Block	2
Legal Lot Number	29
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2054
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 WARREN RD, CAMBRIA, CA 93428-4638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2000 · Amount on Record
Deed Sale	Sep 8, 2000 · Amount on Record
Deed Document Number	200051541
Last Transfer Date	Apr 1, 2019
Transfer Doc	0000012216
Record Updated	Oct 29, 2026

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 8, 2019
Property Address	1040 WARREN RD, CAMBRIA, CA 93428-4638
Document Number	0000012216
Instrument Date	Apr 1, 2019
Instrument	12216
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	FNC TITLE/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 WARREN RD CAMBRIA CA 934284638, CAMBRIA, CA 93428-4638

Mortgage

Document Number	12217
Date	Apr 8, 2019
Instrument	12217

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,258 (+2%) Land $345,809 Building $559,449
2025	$9,630.00 (+4.09%) Homeowner's exemption	$887,509 (+4.04%) Land $339,029 Building $548,480
2023	$9,252.00 (+2.01%) Homeowner's exemption	$853,048 Land $325,865 Building $527,183
2022	$9,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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