1040 W Summit Dr, Peru, IN 46970 Property Records

Miami County property record for 1040 W Summit Dr, Peru, IN 46970

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,564 sqft · built 1968
Lot Size1.79 acres (78,103 sqft)
OwnerIndividual Name on Record
Last Sale$180,880 (May 2021)
Tax Bill$2,076 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN016-75207-00

Property Details

APN / Parcel Number

Primary APN016-75207-00
Alternative APNs
  • 52-08-32-403-009.000-017
  • 01536449917

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
Basement Area1,173 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1998
Construction TypeStone
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area78,103 sqft (1.79 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number01536449917
Street Address1040 W SUMMIT DR
CityPERU
StateIN
Zip46970-6902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description016-75207-00 00-00-00 .00 TEMPLE HILLS SUBD LOT 5 31 752 00700
Legal SubdivisionTEMPLE HILL SUBDIVISION
Legal Lot Number5
JurisdictionMIAMI IN
Township / Civil DivisionPIPE CREEK
Census Block Group1
Census Block1037
Census Tract952800

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1040 W SUMMIT DR, PERU, IN 46970-6902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSROADS BANK
Jan 12, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Deed Document Number2021522488
Prior Transfer DateAug 2, 2015
Prior Transfer Doc20170520179
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI IN
Recording DateMay 18, 2021
Property Address1040 W SUMMIT DR, PERU, IN 46970-6902
Document Number20210522488
Instrument DateMay 14, 2021
Instrument20210522488
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 W SUMMIT DR, PERU, IN 46970-6902

Mortgage

Document Number20210522489
DateMay 18, 2021
Instrument20210522489
Lender
NameCROSSROADS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI IN
Recording DateJan 12, 2017
Property Address1040 W SUMMIT DR, PERU, IN 46970-6902
Document Number20170520179
Instrument DateAug 2, 2015
Instrument20170520179
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1040 W SUMMIT DR, PERU, IN 46970-6902

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPipe Creek Township
Unified School DistrictMaconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,076.00 (+27.13%) Homeowner's exemption$319,600 (+31.63%) Land $15,700 Building $303,900$319,600 (+31.63%) Land $15,700 Building $303,900
2024$1,633.00 (+11.62%)
2023$1,463.00 (+11.85%)$242,800 Land $15,700 Building $227,100$242,800 Land $15,700 Building $227,100
2022$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skyewaves
Fixed Wireless
100 / 100

May also be available: Good Connections.

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