1040 W 8th St, Merced, CA 95341 Property Records

Merced County property record for 1040 W 8th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,207 sqft · built 1979
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jan 2021)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-134-002-000`

Property Details

APN / Parcel Number

Primary APN	`032-134-002-000`
Alternative APN	`032-134-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area
Gross Area	1,461 sqft
1st Floor Area	1,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Other
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Attached
Garage Area	254 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	032-134-002
Street Address	1040 W 8TH ST
City	MERCED
State	CA
Zip	95341-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOT 2 BLK 526
Legal Subdivision	MERCED
Legal Block	526
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2004
Census Tract	1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 W 8TH ST, MERCED, CA 95341-5856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 7, 2021	Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Nov 20, 2018	Grant Deed, Transfer · Conventional with PMI CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Nov 20, 2018 · Amount on File
Deed Document Number	2021792
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0000006976
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1040 W 8TH ST, MERCED, CA 95341-5856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024203
Date	Jul 21, 2020
Instrument	2020024203

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 7, 2021
Property Address	1040 W 8TH ST, MERCED, CA 95341-5856
Document Number	0000000792
Map Reference	MB 2 PG 59
Instrument Date	Nov 20, 2020
Instrument	2021000792
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 W 8TH ST, MERCED, CA 95341-5856

Mortgage

Document Number	0000000793
Date	Jan 7, 2021
Instrument	2021000793

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 20, 2018
Property Address	1040 W 8TH ST, MERCED, CA 95341-5856
Document Number	0000037441
Instrument Date	Nov 8, 2018
Instrument	37441
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 W 8TH ST MERCED CA 953415856, MERCED, CA 95341-5856

Mortgage

Document Number	37442
Date	Nov 20, 2018
Instrument	37442

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,976 (+2%) Land $82,804 Building $182,172
2025	$2,903.00 (+7.2%)	$259,781 (+4.04%) Land $81,181 Building $178,600
2023	$2,708.00 (+1.35%)	$249,696 Land $78,030 Building $171,666
2022	$2,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2005)
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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