Ashtabula County property record for 1040 W 55th St, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,188 sqft · built 1942 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-106-00-045-00 |
| Primary APN | 05-106-00-045-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 73 ft deep x 43 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 W 55TH ST |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 PROSSER PLAT |
| Legal Subdivision | PROSSER |
| Legal Lot Number | 15-17 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 703 |
1040 W 55th St is owned and occupied by an individual.
Source: Ashtabula County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 W 55TH ST, ASHTABULA, OH 44004-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1040 W 55TH ST, ASHTABULA, OH 44004-7308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008680 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 804/1332 |
| Instrument | 2023-00008680 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 18, 2028 |
The 2025 property tax bill for 1040 W 55th St was $2,154.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 | $12,010 Land $1,680 Building $10,330 | $34,300 Land $4,800 Building $29,500 |
| 2023 | $1,436.00 (-29.16%) Homeowner's exemption | $12,010 (+25.63%) Land $1,680 Building $10,330 | $34,300 Land $4,800 Building $29,500 |
| 2022 | $2,027.00 Homeowner's exemption | $9,560 Land $1,300 Building $8,260 | |
| 2020 | $27,300 Land $3,700 Building $23,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 W 55th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 W 55th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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