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1040 W 4th St, Ripon, CA 95366 Property Records

San Joaquin County property record for 1040 W 4th St, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,406 sqft Living Area
Lot Size8,760 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$207,500 (2017)
Tax Bill$4,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-160-180-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,406 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area8,760 sqft (0.201 acres)
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1040 W 4TH ST
CityRIPON
StateCA
Zip95366-2315
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:RIPON SUBD:VAN ANDEL TRACT MAP REF:MB 259 PG 16
Legal SubdivisionVAN ANDEL TRACT
Legal Lot Number23
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup2
Census Block2016
Census Tract5001

Owner

Source: San Joaquin County records · APN 259-160-180-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1040 W 4TH ST, RIPON, CA 95366-2315
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 23, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Jan 18, 2017Grant Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2017 · Amount on Record
Deed SaleJan 18, 2017 · Amount on Record
Prior SaleNov 04, 2011 · Amount on Record
Deed Doc Number2017-007434
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1040 W 4TH ST, RIPON, CA 95366-2315
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040W W 4TH ST, RIPON, CA 95366-2315

Mortgage

Document Number0000102408
DateJun 15, 2021
Instrument2021-102408
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1040 W 4TH ST, RIPON, CA 95366-2315
Document Number0000125741
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1040 W 4TH ST RIPON CA 953662315, RIPON, CA 95366-2315

Mortgage

Document Number0000125741
DateOct 27, 2017
Instrument125741
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 18, 2017
Property Address1040 W 4TH ST, RIPON, CA 95366-2315
Document Number0000007434
Instrument DateJan 13, 2017
Instrument7434
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$228.25
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1040 W 4TH ST RIPON CA 953662315, RIPON, CA 95366-2315

Mortgage

Document Number7435,
DateJan 18, 2017
Instrument7435
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,190.00 (+3.76%)$382,986 (+4.04%) Land $133,464 Building $249,522
2023$4,038.00 (+1.61%)$368,117 Land $128,283 Building $239,834
2022$3,974.00

Flood & Wildfire

1040 W 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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