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1040 W 28th St, Jacksonville, FL 32209 Property Records

Duval County property record for 1040 W 28th St, Jacksonville, FL 32209

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,148 sqft · built 2023
Lot Size0.096 acres (4,166 sqft)
OwnerCompany Name on Record
Last Sale$213,000 (Sep 2023)
Tax Bill$3,317 (2025)
Deeds & MortgagesJul 2022 Mortgage
Sep 2023 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN084672-0000

Property Details

APN / Parcel Number

Primary APN084672-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,148 sqft Living Area
Gross Area1,226 sqft
1st Floor Area1,148 sqft
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,166 sqft (0.096 acres)
Lot Dimensions100 ft deep x 42 ft wide
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1040 W 28TH ST
CityJACKSONVILLE
StateFL
Zip32209-4432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-A
Legal Description2-29 55-2S-26E NORTH END W 33.32FT LOT 8,E 8.34FT LOT 9 BLK 22
Legal Range26E
Legal Township02S
Legal Section55
Legal SubdivisionNORTH END
Legal Block22
Legal Lot Number8,9
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group3
Census Block3002
Census Tract1500

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7563 PHILIPS HWY STE 208, 208, ESCONDIDO, CA 92026
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Balloon Mortgage
KERRY ESHLEMAN
Sep 20, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 15, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 13, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 28, 2018Grant Deed, Transfer
ATTORNEY ONLY
Nov 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 28, 2018Grant Deed, Transfer
Nov 28, 2018Quit Claim Deed, Construction Loan · Construction Mortgage
PHYLLIS ROKOSZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleJun 15, 2021 · Amount on Record
Deed Document Number2023195089
Deed Book / Page20816 / 511
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7563 PHILIPS HWY 208, 208, JACKSONVILLE, FL 32256-6834
InvestorPossibly a Property Investor

Mortgage

Document Number0203441183
DateJul 1, 2022
Book Page20344/1183
Instrument2022174245
Lender
NameKERRY ESHLEMAN
TypePrivate Party
Address1146 WATERFALL DR, JACKSONVILLE, FL 32225
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term35 Months
DueJun 29, 2025

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 20, 2023
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0208160511
Book / Page20816 / 511
Map ReferenceMB 2 PG 29
Instrument DateSep 15, 2023
Instrument2023195089
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,491.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834

Transferred To (Grantee/Buyer)

NameVerified Name
Address1333 VISTA AVE, ESCONDIDO, CA 92026-1516

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 15, 2021
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0197611187
Book / Page19761 / 1187
Map ReferenceMB 2 PG 29
Instrument DateMay 28, 2021
Instrument2021147811
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$28.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 632, WOODMERE, NY 11598-0632

Transferred To (Grantee/Buyer)

NameVerified Name
Address7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834
InvestorPossibly a Property Investor

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateNov 13, 2019
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0190020335
Book / Page019002 / 000335
Instrument DateNov 1, 2019
Instrument262098
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 COOK ST #100 DENVER CO 802065823, 100, DENVER, CO 80206-5823

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateNov 28, 2018
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0186100880
Book / Page018610 / 000880
Instrument DateSep 18, 2018
Instrument278695
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 S OCEAN BLVD #1605 POMPANO BEACH FL 330626908, 1605, POMPANO BEACH, FL 33062-6908

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateNov 28, 2018
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0186100823
Book / Page018610 / 000823
Instrument DateSep 18, 2018
Instrument278693
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,919.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 S OCEAN BLVD #1605 POMPANO BEACH FL 330626908, 1605, POMPANO BEACH, FL 33062-6908

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateNov 28, 2018
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0186100851
Book / Page018610 / 000851
Instrument DateAug 29, 2018
Instrument278694
Transaction TypeTransfer
Record UpdatedDec 17, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 S OCEAN BLVD #1605 POMPANO BEACH FL 330626908, 1605, POMPANO BEACH, FL 33062-6908

November 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateNov 28, 2018
Property Address1040 W 28TH ST, JACKSONVILLE, FL 32209-4432
Document Number0186100794
Book / Page018610 / 000794
Instrument DateJul 23, 2018
Instrument278692
Transaction TypeConstruction Loan
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 PARKVIEW DR #1721 HALLANDALE BEACH FL 330092869, 1721, HALLANDALE BEACH, FL 33009-2869

Mortgage

Document Number184962404
DateNov 28, 2018
Book Page018496/002404
Instrument195380
Lender
NamePHYLLIS ROKOSZ
Address50 MEADOW LN, LAWRENCE, NY 11559-1828
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 27, 2019
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,019 (+3.07%) Land $9,906 Building $163,113$173,019 (+3.07%) Land $9,906 Building $163,113
2025$3,317.00 (+14.89%)$167,868 (+10.84%) Land $9,906 Building $157,962$167,868 (+10.84%) Land $9,906 Building $157,962
2024$2,887.00 (+2,524.55%)$151,444 (+3,275.93%) Land $8,224 Building $143,220$151,444 (+3,275.93%) Land $8,224 Building $143,220
2023$110.00 (+57.14%)$4,486 (+9.1%) Land $4,486$4,486 (+9.1%) Land $4,486
2022$70.00$4,112 Land $4,112$4,112 Land $4,112

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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