1040 Valleyview Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1040 Valleyview Ave, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,630 sqft · built 2005
Lot Size0.143 acres (6,235 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jul 2008)
Tax Bill$3,562 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054-563-010-000

Property Details

APN / Parcel Number

Primary APN054-563-010-000
Alternative APNs
  • 0545631001
  • 05456310

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,630 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area6,235 sqft (0.143 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1040 VALLEYVIEW AVE
CityEL CENTRO
StateCA
Zip92243-9127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 OF BUENA VISTA PARK SUB UNIT NO3 CITY OF EL CENTRO
Legal SubdivisionBUENA VISTA 03
Legal Block3
Legal Lot Number23
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group3
Census Block3012
Census Tract11803

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 24, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2008 · Amount on Record
Deed SaleJul 22, 2008 · Amount on Record
Prior SaleApr 19, 2005 · Amount on Record
Deed Document Number200821142
Prior Transfer DateJul 15, 2008
Prior Transfer Doc0000021141
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Recording DateMay 8, 2026
Property Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
Document Number0000006966
Instrument DateMay 4, 2026
Instrument20266966
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
InvestorPossibly a Property Investor

Mortgage

Document Number0000006966,
DateMay 8, 2026
Instrument20266966
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
Transaction TypeMortgage
Record UpdatedFeb 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
InvestorPossibly a Property Investor

Mortgage

Document Number0000001158
DateJan 24, 2023
Instrument2023001158
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term187 Months
DueAug 1, 2038

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 VALLEYVIEW AVE, EL CENTRO, CA 92243-9127

Mortgage

Document Number0000033026
DateDec 28, 2021
Instrument2021033026
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33407
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term200 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$315,224 (+2%) Land $59,097 Building $256,127
2025$3,562.00 (+4.7%)$309,044 (+4.04%) Land $57,939 Building $251,105
2023$3,402.00 (+3.06%)$297,045 Land $55,690 Building $241,355
2022$3,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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