1040 Upper Happy Valley Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1040 Upper Happy Valley Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,776 sqft · built 2024
Lot Size	0.852 acres (37,113 sqft)
Owner	2 Individual Names on File
Last Sale	$4,700,000 (Oct 2024)
Tax Bill	$53,178 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`248-040-031-2`

Property Details

APN / Parcel Number

Primary APN	`248-040-031-2`
Alternative APN	`248-040-031`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,776 sqft Living Area
1st Floor Area	2,462 sqft
2nd Floor Area	2,314 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	37,113 sqft (0.852 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 UPPER HAPPY VALLEY RD
City	LAFAYETTE
State	CA
Zip	94549-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL NIDO RANCHO POR LOT 2
Legal Subdivision	EL NIDO RHO
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Construction Mortgage GENESIS CAPITAL LLC
Apr 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Dec 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Dec 27, 2021	Grant Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on File
Deed Sale	Oct 9, 2024 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202499590
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0000136915
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2839
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26940 ALISO VIEJO PKWY 100, 100, ALISO VIEJO, CA 92656-2650

Mortgage

Document Number	0000094779
Date	Sep 29, 2023
Instrument	2023-094779

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2839
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038270
Date	Apr 25, 2023
Instrument	2023-038270

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2839
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346694
Date	Dec 27, 2021
Instrument	2021-346694

Lender

Name	GENESIS CAPITAL LLC
Type	Non-Lending Institution
Address	LAFAYETTE, CA 94549

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 27, 2021
Property Address	1040 UPPER HAPPY VALLEY RD, LAFAYETTE, CA 94549-2839
Document Number	0000346692
Map Reference	MB 3 PG 66
Instrument Date	Nov 22, 2021
Instrument	2021-346692
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26880 ALISO VIEJO PKWY STE 100, 100, ALISO VIEJO, CA 92656-2651
Investor	Possibly a Property Investor

Mortgage

Document Number	0000346693
Date	Dec 27, 2021
Instrument	2021-346693

Lender

Name	GENESIS CAPITAL LLC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,794,000 (+2%) Land $2,040,000 Building $2,754,000
2025	$53,178.00 (+219.04%)	$4,700,000 (+251.74%) Land $2,000,000 Building $2,700,000
2023	$16,668.00 (+1.55%)	$1,336,200 Land $1,081,200 Building $255,000
2022	$16,414.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks.

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