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1040 Tottenham Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 1040 Tottenham Ct, Sterling, VA 20164

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,314 sqft · built 1978
Owner2 Individual Names on File
Last Sale$206,900 (Apr 2004)
Tax Bill$3,031 (2026)
Deeds & MortgagesOct 2022 Second Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN032-18-2966-327

Property Details

APN / Parcel Number

Primary APN032-18-2966-327
Alternative APN
  • 81 FCM15 66

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,314 sqft Living Area
1st Floor Area552 sqft
Basement Area210 sqft
Finished Basement210 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1040 TOTTENHAM CT
CitySTERLING
StateVA
Zip20164-4832
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDH3
Legal DescriptionNEWBERRY CONDO TYPE D 1040 TOTTEMHAM CT GROUP 3 UNIT 66 200404060031503 PHASE 15
Legal SubdivisionNEWBERRY CONDO
Legal Phase15
Legal Block2
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2002
Census Tract611602

Owner

1040 Tottenham Ct, a condominium, is owned and occupied by two individuals who bought it in April 2004.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1040 TOTTENHAM CT, STERLING, VA 20164-4832
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Jan 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2004 · Amount on File
Deed SaleApr 6, 2004 · Amount on File
Deed Document Number200431503
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address1040 TOTTENHAM CT, STERLING, VA 20164-4832
Transaction TypeMortgage
Record UpdatedNov 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058433
DateOct 21, 2022
Instrument202210210058433
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueNov 1, 2027
Interest
Rate TypeFixed Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address1040 TOTTENHAM CT, STERLING, VA 20164-4832
Document Number20170111001996
Instrument DateJan 6, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyHIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 TOTTENHAM CT STERLING VA 201644832, STERLING, VA 20164-4832

Mortgage

Document Number20170111001996
DateJan 11, 2017
Instrument1996
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 10, 2032
Interest
Rate3.12%

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Tottenham Ct was $3,031.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,031.00$376,550 Land $130,000 Building $246,550$376,550 Land $130,000 Building $246,550
2023$3,058.00$349,580 Land $110,000 Building $239,580$349,580 Land $110,000 Building $239,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Tottenham Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Tottenham Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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