Lexington-Fayette Urban County property record for 1040 The Ln, Lexington, KY 40504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,320 sqft · built 1959 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Sep 2014) |
| Tax Bill | $3,812 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| APN | 27000500 |
| Primary APN | 27000500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| Basement Area | 1,450 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Width | 104 ft Width |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1040 THE LN |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40504-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | C-181 PIERSON TRAPP PRIV LA LT LOT 5; BOOK: 3263 PAGE: 261 |
| Legal Subdivision | PIERSON TRAPP PRIV |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 2600 |
1040 The Ln is owned and occupied by an individual who bought it in September 2014.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 THE LN, LEXINGTON, KY 40504-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2014 · Amount on File |
| Deed Sale | Sep 11, 2014 · Amount on File |
| Deed Book / Page | 3263 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 1040 THE LN, LEXINGTON, KY 40504-2241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009647/169 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 9647/169 |
| Name | U S BK NA |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 1040 The Ln was $3,812, up 1.7% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,812.00 (+1.71%) | $350,800 (-) | $350,800 (-) |
| 2025 | $3,748.00 | $350,800 | $350,800 |
| 2023 | $3,372.00 | $315,600 | $315,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1040 The Ln; there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (1992–2008) |
| Most Recent Claim | Apr 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 The Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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