1040 Texas Flat St, Tulare, CA 93274 Property Records

Tulare County property record for 1040 Texas Flat St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,308 sqft · built 2006
Lot Size	0.179 acres (7,775 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Mar 2018)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-180-025-000`

Property Details

APN / Parcel Number

Primary APN	`184-180-025-000`
Alternative APN	`184-180-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	7,775 sqft (0.179 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	184-180-025
Street Address	1040 TEXAS FLAT ST
City	TULARE
State	CA
Zip	93274-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 SHADOW WOOD UNIT NO 5 RM 41-22
Legal Subdivision	SHADOW WOOD UNIT NO 5 RM 41-22
Legal Lot Number	37
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	2
Census Block	2012
Census Tract	2403

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 1, 2019	Deed of Trust, Mortgage QUICKEN LNS
Mar 12, 2018	Grant Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	201812224
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866

Mortgage

Document Number	0000040912
Date	Sep 5, 2023
Instrument	2023-0040912

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866

Mortgage

Document Number	0000008304
Date	Feb 7, 2022
Instrument	2022-0008304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866
Document Number	0000043145
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 TEXAS FLAT ST TULARE CA 932747866, TULARE, CA 93274-7866

Mortgage

Document Number	0000043145
Date	Aug 9, 2019
Instrument	43145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 12, 2018
Property Address	1040 TEXAS FLAT ST, TULARE, CA 93274-7866
Document Number	0000012224
Instrument Date	Feb 26, 2018
Instrument	12224
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	SPL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 TEXAS FLAT ST TULARE CA 932747866, TULARE, CA 93274-7866

Mortgage

Document Number	12225
Date	Mar 12, 2018
Instrument	12225

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$259,968 (+2%) Land $69,633 Building $190,335
2025	$2,843.00 (+2.9%)	$254,871 (+4.04%) Land $68,268 Building $186,603
2023	$2,763.00 (+2.94%)	$244,976 Land $65,618 Building $179,358
2022	$2,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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