1040 Terrence Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1040 Terrence Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,700 (Oct 2018)
Tax Bill	$1,954 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0512433`

Property Details

APN / Parcel Number

Primary APN	`R0512433`
Alternative APNs	`05-1995-06-4-05-06-0000` `0000009659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	63 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009659
Street Address	1040 TERRENCE RD
City	HELENA
State	MT
Zip	59602-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CEDAR HILLS SUBDIVISION, S06, T11 N, R03 W, LOT 26, COS #279073
Legal Range	03W
Legal Township	11N
Legal Section	06
Legal Subdivision	CEDAR HILLS SUBDIVISION
Legal Lot Number	26
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2044
Census Tract	200

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 TERRENCE RD, HELENA, MT 59602-8357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	20183328799
Deed Book / Page	54 / 7919
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1040 TERRENCE RD, HELENA, MT 59602-8357
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/9020
Date	Apr 10, 2020
Book Page	M56/9020
Instrument	3352930

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 10, 2018
Property Address	1040 TERRENCE RD, HELENA, MT 59602-8357
Document Number	M54/7919
Book / Page	M54 / 7919
Map Reference	DOC279073
Instrument Date	Oct 10, 2018
Instrument	3328799
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 TERRENCE RD, HELENA, MT 59602-8357

Mortgage

Document Number	3328800
Date	Oct 10, 2018
Instrument	3328800

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,954.00 (-35.34%)	$389,100 (+19.76%)
2025			$389,100 (+19.76%) Land $126,500 Building $262,600
2023	$3,022.00	$324,900	$324,900 Land $87,500 Building $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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