1040 SW 11th Ter, Gainesville, FL 32601 Property Records

Alachua County property record for 1040 SW 11th Ter, Gainesville, FL 32601

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,061 sqft · built 1951
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$441,500 (May 2021)
Tax Bill	$10,038 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15600-005-000`

Property Details

APN / Parcel Number

Primary APN	`15600-005-000`
Alternative APNs	`01023810000` `1087578`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,061 sqft Living Area
1st Floor Area	3,061 sqft
Utility Area	355 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Driveway	Driveway
Driveway Area	880 sqft
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1040 SW 11TH TER
City	GAINESVILLE
State	FL
Zip	32601-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	AUDUBON PARK PB D-45 LOT 5 & TRACT ADJ AS PER 293/96) OR 4890/149
Legal Range	20E
Legal Township	10S
Legal Section	08
Legal Subdivision	AUDUBON PARK
Legal Lot Number	5
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1001
Census Tract	806

Owner

Source: Alachua County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 SW 11TH TER, GAINESVILLE, FL 32601-7839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	20213337713
Deed Book / Page	4890 / 149
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 17, 2021
Property Address	1040 SW 11TH TER, GAINESVILLE, FL 32601-7839
Document Number	0048900149
Book / Page	4890 / 149
Map Reference	MB D PG 45
Instrument Date	Apr 30, 2021
Instrument	3337713
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATLAS TITLE SERVICES INC, ATLAS T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8606 BEAR HAVEN CT, 8606, SANFORD, FL 32771-8122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2795 SEMINOLE VILLAGE DR, MIDDLEBURG, FL 32068-5825

Mortgage

Document Number	4890151
Date	May 17, 2021
Instrument	4890/151

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,038.00 (-9.23%) Homeowner's exemption	$481,172 (-1.5%) Land $81,250 Building $399,922	$481,172 (-1.5%) Land $81,250 Building $562,422
2024	$11,059.00 (+4.87%)
2023	$10,545.00 (+15.69%)	$488,514 (+19.73%) Land $81,250 Building $407,264	$488,514 (+19.73%) Land $81,250 Building $407,264
2022	$9,115.00	$408,028 Land $164,255 Building $243,773	$408,028 Land $164,255 Building $243,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	243 units insured incl. 234 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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