Hancock County property record for 1040 Summit St, Findlay, OH 45840 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,516 sqft Living Area |
| Lot Size | 11,718 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $198,000 (2026) |
| Tax Bill | $2,255.00 (2025) |
| Primary APN | 1010-244-05-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,516 sqft Living Area |
| 1st Floor | 876 sqft 1st Floor |
| 2nd Floor | 624 sqft 2nd Floor |
| Basement Area | 876 sqft Basement |
| Unfinished Basement | 876 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Brick Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 11,718 sqft (0.269 acres) |
| Depth X Width | 126 ft x 93 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 468 sqft Garage |
| Patio Area | 234 sqft Patio |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1040 SUMMIT ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3058 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILLIAMSON 1ST ADD LOT 19 |
| Legal Subdivision | WILLIAMSON 1ST ADD |
| Legal Lot Number | 19 |
| Jurisdiction | HANCOCK OH |
| Minor Civil Division | FINDLAY |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 1000 |
Source: Hancock County records · APN 1010-244-05-009.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 13, 2012 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD MORTGAGE CO |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 01, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 17, 2017 | Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2026 · Amount on Record |
| Deed Sale | May 01, 2026 · Amount on Record |
| Prior Sale | May 17, 2017 · Amount on Record |
| Deed Doc Number | 20263113 |
| Deed Book / Page | 2628 / 4761 |
| Prior Transfer Date | Apr 22, 2026 |
| Prior Transfer Doc | 0000003113 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02432/0311 |
|---|---|
| Date | Dec 13, 2012 |
| Book Page | 2432/0311 |
| Instrument | 201200013031 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02567/5318 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 2567/5318 |
| Instrument | 202000003725 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | May 01, 2026 |
| Property Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Document Number | 0000003113 |
| Book / Page | 2628 / 4761 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.3113 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | FLAG CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,994.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Document Number | 0000003114, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026..3114 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2567/5318 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 2567/5318 |
| Instrument | 202000003725 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | May 17, 2017 |
| Property Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Document Number | 2519/0718 |
| Book / Page | 2519 / 0718 |
| Map Reference | VOL 2468 PG 2231 |
| Instrument Date | May 15, 2017 |
| Instrument | 201700004220 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1040 SUMMIT ST, FINDLAY, OH 45840-3058 |
| Document Number | 201700004221 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 201700004221 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,255.00 (+7.95%) Homeowner's exemption | $73,570 (+25.08%) Land $10,130 Building $63,440 | $210,210 (+25.1%) Land $28,950 Building $181,260 |
| 2024 | $2,089.00 (-0.14%) | $58,820 (-) Land $7,240 Building $51,580 | |
| 2023 | $2,092.00 Homeowner's exemption | $58,820 Land $7,240 Building $51,580 | |
| 2022 | $168,040 Land $20,680 Building $147,360 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures