Butler County property record for 1040 Summer St, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 792 sqft · built 1930 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (May 2022) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P6411-035.000-017 |
| Primary APN | P6411-035.000-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 66 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001700 |
|---|---|
| Old Parcel Number | P6411035.000017 |
| Street Address | 1040 SUMMER ST |
| City | HAMILTON |
| State | OH |
| Zip | 45013-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15268 ENT |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1001 |
1040 Summer St is owned and occupied by an individual who bought it in May 2022.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 SUMMER ST, HAMILTON, OH 45013-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 0000023232 |
| Deed Book / Page | 9851 / 340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | May 20, 2022 |
| Property Address | 1040 SUMMER ST, HAMILTON, OH 45013-2834 |
| Document Number | 0000023232 |
| Book / Page | 9851 / 340 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-00023232 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 SUMMER ST, HAMILTON, OH 45013-2834 |
| Document Number | 0009851342 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 9851/342 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0000024275 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 9853/1734 |
| Instrument | 2022-00024275 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1040 Summer St was $1,419.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Hamilton City |
| Unified School District | Hamilton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 | $33,280 Land $2,860 Building $30,420 | $95,060 Land $8,160 Building $86,900 |
| 2023 | $1,397.00 (+121.04%) | $33,280 (+197.67%) Land $2,860 Building $30,420 | $95,060 Land $8,160 Building $86,900 |
| 2022 | $632.00 | $11,180 Land $2,860 Building $8,320 | |
| 2020 | $31,930 Land $8,160 Building $23,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1040 Summer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1040 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures