1040 Starr Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1040 Starr Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,574 sqft · built 1926
Lot Size	0.432 acres (18,800 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Oct 2020)
Tax Bill	$32,958 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-316-002`

Property Details

APN / Parcel Number

Primary APN	`05-17-316-002`
Alternative APN	`05-17-316-002-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,574 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1927
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,800 sqft (0.432 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1040 STARR RD
City	WINNETKA
State	IL
Zip	60093-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) (HEIGHTS) A SUB OF PT LYG E & ADJ THE E LI NE OF ROSEWOOD AVE, IN SH SW SEC 17-42-13
Legal Range	13E
Legal Township	42N
Legal Section	17
Legal Subdivision	WINNETKA HEIGHTS
Legal Block	3
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2008
Census Tract	800300

Owner

1040 Starr Rd is owned and occupied by an individual who bought it in October 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 STARR RD, WINNETKA, IL 60093-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Oct 7, 2020	Grant Deed, Transfer RAYMOND JAMES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202039232
Prior Transfer Date	Feb 7, 2012
Prior Transfer Doc	0000050001
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1040 STARR RD, WINNETKA, IL 60093-2033
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001340006
Date	Jan 13, 2022
Instrument	2201340006

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 7, 2020
Property Address	1040 STARR RD, WINNETKA, IL 60093-2033
Document Number	2028139232
Instrument Date	Jul 21, 2020
Instrument	28139232
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 RIDGE RD WINNETKA IL 60093, WINNETKA, IL 60093

Mortgage

Document Number	2028139233
Date	Oct 7, 2020
Instrument	28139233

Lender

Name	RAYMOND JAMES BK
Type	Bank
Address	701 CARILLON PKWY, ST PETERSBURG, FL 33716

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,000 Land $35,720 Building $191,280	$2,270,000 Land $357,200 Building $1,912,800
2023	$32,958.00 (+3.8%)
2022	$31,751.00 Homeowner's exemption	$145,480 Land $26,320 Building $119,160	$1,454,800 Land $263,200 Building $1,191,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Starr Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2006–2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 Starr Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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