1040 Spirea, Howell, MI 48843 Property Records

Livingston County property record for 1040 Spirea, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,701 sqft · built 2003
Lot Size	0.031 acres (1,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 2026)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-402-056`

Property Details

APN / Parcel Number

Primary APN	`10-02-402-056`
Alternative APN	`471002402056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Lot Area	1,358 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	49 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1040 SPIREA
City	HOWELL
State	MI
Zip	48843-6822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URBAN
Legal Description	10-02-402-056 SECS 2 & 11 T2N R4E THE MEADOWS CONDOMINIUM UNIT 56 SPLIT 9-01 FROM 400-001 & 11-200-004
Legal Range	04E
Legal Township	02N
Legal Section	02
Legal Subdivision	THE MEADOWS CONDO
Legal Tract	730100
Legal Unit	56
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2012
Census Tract	730102

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 SPIREA, HOWELL, MI 48843-6822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	20263960
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0000020226
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 6, 2026
Property Address	1040 SPIREA, HOWELL, MI 48843-6822
Document Number	0000004462
Instrument Date	Feb 26, 2026
Instrument	2026R-004462
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 SPIREA, HOWELL, MI 48843-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SPIREA, HOWELL, MI 48843-6822

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 27, 2026
Property Address	1040 SPIREA, HOWELL, MI 48843-6822
Document Number	0000003960
Instrument Date	Feb 19, 2026
Instrument	2026R-003960
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 SPIREA, HOWELL, MI 48843-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SPIREA, HOWELL, MI 48843-6822
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1040 SPIREA, HOWELL, MI 48843-6822
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SPIREA, HOWELL, MI 48843-6822

Mortgage

Document Number	0000043795
Date	Oct 28, 2021
Instrument	2021R-043795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 25, 2017
Property Address	1040 SPIREA, HOWELL, MI 48843-6822
Document Number	0000015548
Instrument Date	May 19, 2017
Instrument	15548
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 CALIFORNIA AVE ROYAL OAK MI 480673703, ROYAL OAK, MI 48067-3703

Mortgage

Document Number	15549
Date	May 25, 2017
Instrument	15549

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,600 (+10.44%)	$353,200 (+10.44%)
2025	$3,154.00 (+3.04%) Homeowner's exemption	$159,900 (+1.59%)	$319,800 (+1.59%)
2024	$3,061.00 (+18.46%)
2023		$157,400
2021	$2,584.00		$314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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