1040 Southwell Enclave, Byron, MN 55920 Property Records

Olmsted County property record for 1040 Southwell Enclave, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,562 sqft · built 2020
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Dec 2020)
Tax Bill	$13,472 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75.28.31.082143`

Property Details

APN / Parcel Number

Primary APN	`75.28.31.082143`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,562 sqft Living Area
1st Floor Area	1,258 sqft
2nd Floor Area	1,304 sqft
Basement Area	1,258 sqft
Finished Basement	1,006 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	18,382 sqft (0.422 acres)
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 SOUTHWELL ENCLAVE
City	BYRON
State	MN
Zip	55920-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-107 RANGE-015 SOUTHWELL SOMERBY GOLF COMMUNITY LOT-010 BLOCK-001
Legal Range	15
Legal Township	107
Legal Section	28
Legal Subdivision	SOUTHWELL SOMERBY GOLF COMMUNITY
Legal Block	1
Legal Lot Number	10
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 SOUTHWELL ENCLAVE, BYRON, MN 55920-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE
Jun 15, 2020	Warranty Deed, Transfer · Line of Credit ONB BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	20201519059
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1040 SOUTHWELL ENCLAVE, BYRON, MN 55920-1646
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1542884
Date	Aug 4, 2021
Instrument	A-1542884

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 3, 2020
Property Address	1040 SOUTHWELL ENCLAVE, BYRON, MN 55920-1646
Document Number	00A1519059
Instrument Date	Dec 1, 2020
Instrument	A-1519059
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	HANSEN TITLE AND LEGAL SERVICES, HANSEN TTL & LEGAL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 SOUTHWELL ENCLAVE, BYRON, MN 55920-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1519060
Date	Dec 3, 2020
Instrument	A-1519060

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 15, 2020
Property Address	1040 SOUTHWELL ENCLAVE, BYRON, MN 55920-1646
Document Number	00A1501840
Instrument Date	Jun 12, 2020
Instrument	A-1501840
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$282.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 650TH STREET, KASSON, MN 55944

Mortgage

Document Number	00A1501841
Date	Jun 15, 2020
Instrument	A-1501841

Lender

Name	ONB BANK & TRUST CO
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Dec 12, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,472.00 Homeowner's exemption
2025		$757,400 Land $90,000 Building $667,400	$757,400 Land $90,000 Building $667,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

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