1040 Sims St, Ridgecrest, CA 93555 Property Records

Kern County property record for 1040 Sims St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,934 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Nov 2018)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-183-19-00-1`

Property Details

APN / Parcel Number

Primary APN	`081-183-19-00-1`
Alternative APNs	`081-183-19-6` `0811831900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,934 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Old Parcel Number	0811831900
Street Address	1040 SIMS ST
City	RIDGECREST
State	CA
Zip	93555-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1552, BLOCK, LOT 204
Legal Subdivision	1552
Legal Tract	1552
Legal Lot Number	204
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2014
Census Tract	5407

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1040 SIMS ST, RIDGECREST, CA 93555-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 6, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 16, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 11, 2018	Grant Deed FIRST AMERICAN TITLE
Mar 28, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	0218151114
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	RIDGECREST, CA 93555
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040S SIMS ST, RIDGECREST, CA 93555-8821

Mortgage

Document Number	0000024291
Date	Mar 5, 2024
Instrument	224024291

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	RIDGECREST, CA 93555
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040S SIMS ST, RIDGECREST, CA 93555-8821

Mortgage

Document Number	0000071332
Date	May 6, 2022
Instrument	222071332

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 16, 2018
Property Address	RIDGECREST, CA 93555
Document Number	0000151114
Map Reference	MB7 PG88-92
Instrument Date	Aug 17, 2018
Instrument	0218151114
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 SIMS ST, RIDGECREST, CA 93555-8821

Mortgage

Document Number	0000151115
Date	Nov 16, 2018
Instrument	0218151115

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000151117
Date	Nov 16, 2018
Instrument	0218151117

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 11, 2018
Property Address	RIDGECREST, CA 93555
Document Number	0000042883
Instrument Date	Apr 9, 2018
Instrument	42883
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1110 W RIDGECREST BLVD RIDGECREST CA 935555413, RIDGECREST, CA 93555-5413

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 28, 2018
Property Address	RIDGECREST, CA 93555
Document Number	0000036535
Instrument Date	Mar 12, 2018
Instrument	36535
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$35.20
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1110 W RIDGECREST BLVD RIDGECREST CA 935555413, RIDGECREST, CA 93555-5413

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,931.00 (+9.53%)	$291,145 (+4.04%) Land $27,886 Building $263,259
2023	$3,589.00 (+2.05%)	$279,842 Land $26,804 Building $253,038
2022	$3,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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