Polk County property record for 1040 Shady Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1972 |
| Lot Size | 0.275 acres (11,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2023) |
| Tax Bill | $3,798 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-06-394050-002100 |
| Primary APN | 25-30-06-394050-002100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 1,247 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,996 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 583 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|
| Street Address | 1040 SHADY LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICHLAND MANOR UNIT #8 PB 55 PG 26 BLK T LOT 10 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | RICHLAND MANOR UNIT NO 8 |
| Legal Tract | 394050 |
| Legal Block | T |
| Legal Lot Number | 10 |
| Legal Unit | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 15000 |
1040 Shady Ln is owned and occupied by an individual who bought it in September 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Warranty Deed, Transfer FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Sep 27, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC |
| Sep 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Oct 1, 2016 · Amount on File |
| Deed Document Number | 2023226201 |
| Deed Book / Page | 12850 / 272 |
| Transfer Doc | 0000202140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Document Number | 0000226201 |
| Book / Page | 12850 / 272 |
| Map Reference | MB 55 PG 26 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023226201 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 W 32ND ST, MUNCIE, IN 47302-4960 |
| Name | Verified Name |
|---|---|
| Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Document Number | 0000226200 |
| Book / Page | 12850 / 271 |
| Map Reference | MB 55 PG 26 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023226200 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | FLORIDA PROFESSIONAL TTL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 W 32ND ST, MUNCIE, IN 47302-4960 |
| Name | Verified Name |
|---|---|
| Address | 3801 22ND STREET, MEDFORD, IN 47302 |
| Document Number | 0000226202 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 12850/273 |
| Instrument | 2023226202 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2063 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 24, 2018 |
| Property Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Document Number | 0106211072 |
| Book / Page | 010621 / 001072 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 202140 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1040 SHADY LN BARTOW FL 338303057, BARTOW, FL 33830-3057 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 1040 SHADY LN, BARTOW, FL 33830-3057 |
| Document Number | 0102681352 |
| Book / Page | 010268 / 001352 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 183246 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 SHADY LN BARTOW FL 338303057, BARTOW, FL 33830-3057 |
The 2025 property tax bill for 1040 Shady Ln was $3,798 with a homeowner's exemption, down 11.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,558 (+2.7%) | $277,280 (+10.14%) Land $24,000 Building $253,280 | |
| 2025 | $3,798.00 (-11.28%) | $251,760 Land $24,000 Building $227,760 | $251,760 Land $24,000 Building $227,760 |
| 2024 | $4,281.00 (+87.19%) | ||
| 2023 | $2,287.00 (+15.33%) Homeowner's exemption | $150,832 (+3%) | $246,471 (+8.84%) Land $23,000 Building $223,471 |
| 2022 | $1,983.00 Homeowner's exemption | $146,439 | $226,443 Land $19,000 Building $207,443 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Shady Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Shady Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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