Elko County property record for 1040 Sewell Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,362 sqft · built 1954 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Apr 2020) |
| Tax Bill | $891 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-074-005 |
| Primary APN | 001-074-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,055 sqft (0.139 acres) |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Canopy | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1040 SEWELL DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | ELKO HEIGHTS SUBDIVISION FILE 119681 LOT 6 BLK A |
| Legal Subdivision | ELKO HEIGHTS SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950900 |
1040 Sewell Dr is owned and occupied by an individual who bought it in April 2020.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 SEWELL DR, ELKO, NV 89801-2962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2025 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jan 8, 2026 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Apr 10, 2020 | Grant Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2020 · Amount on File |
| Deed Sale | Apr 10, 2020 · Amount on File |
| Deed Document Number | 2020767305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1040 SEWELL DR, ELKO, NV 89801-2962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000845155 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 845155 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | 66889 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 3, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1040 SEWELL DR, ELKO, NV 89801-2962 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000859343 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 859343 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 10, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 10, 2020 |
| Property Address | 1040 SEWELL DR, ELKO, NV 89801-2962 |
| Document Number | 0000767305 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 767305 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 SEWELL DR ELKO NV 898012962, ELKO, NV 89801-2962 |
| Document Number | 767306 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 767306 |
| Name | RURAL HSNG SVC OR SUCCESSOR AG |
|---|---|
| Address | SAINT LOUIS, MO 63120-1703 |
| Amount | Amount on Record |
|---|---|
| Term | 456 Months |
| Due | Apr 9, 2058 |
The 2026 property tax bill for 1040 Sewell Dr was $891, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $891.00 (+3.01%) | $34,128 (-0.28%) Land $15,050 Building $19,079 | $97,509 (-0.28%) Land $43,000 Building $54,511 |
| 2025 | $865.00 | $34,224 Land $15,050 Building $19,174 | $97,783 Land $43,000 Building $54,783 |
| 2023 | $766.00 (+2.96%) | $24,103 (+13.57%) Land $6,615 Building $17,488 | $68,866 (+13.57%) Land $18,900 Building $49,966 |
| 2022 | $744.00 | $21,223 Land $6,615 Building $14,608 | $60,637 Land $18,900 Building $41,737 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1040 Sewell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Sewell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.9% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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