1040 Sage Hill Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1040 Sage Hill Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,794 sqft · built 1997
Lot Size	0.099 acres (4,320 sqft)
Owner	Trust Name on File
Last Sale	$340,000 (Nov 1999)
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`783-48-013`

Property Details

APN / Parcel Number

Primary APN	`783-48-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	833 sqft
2nd Floor Area	961 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,320 sqft (0.099 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1040 SAGE HILL DR
City	GILROY
State	CA
Zip	95020-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8563 BOOK 655 PAGE 39 PAGE 43 LOT 75
Legal Subdivision	TRACT NO 8563
Legal Tract	8563
Legal Lot Number	75
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512515

Owner

1040 Sage Hill Dr is owner-occupied and held in a trust since August 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1040 SAGE HILL DR, GILROY, CA 95020-8132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 13, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 1999 · Amount on File
Deed Sale	Nov 29, 1999 · Amount on File
Prior Sale	Feb 12, 1998 · Amount on File
Deed Document Number	199915071643
Last Transfer Date	Aug 30, 2021
Transfer Doc	0025096756
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2021
Property Address	1040 SAGE HILL DR, GILROY, CA 95020-8132
Document Number	0025096754
Map Reference	MB 655 PG 39-43
Instrument Date	Aug 30, 2021
Instrument	25096754
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SAGE HILL DR, GILROY, CA 95020-8132

Mortgage

Document Number	0025096755
Date	Sep 13, 2021
Instrument	25096755

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2021
Property Address	1040 SAGE HILL DR, GILROY, CA 95020-8132
Document Number	0025096756
Map Reference	MB 655 PG 39-43
Instrument Date	Aug 30, 2021
Instrument	25096756
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 SAGE HILL DR, GILROY, CA 95020-8132

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Sage Hill Dr was $6,504.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,608 (+2%) Land $213,040 Building $319,568
2025	$6,504.00	$522,165 Land $208,863 Building $313,302
2023	$6,364.00 (+1.68%)	$501,890 Land $200,753 Building $301,137
2022	$6,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1040 Sage Hill Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Sage Hill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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