1040 S Riata St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1040 S Riata St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,039 sqft · built 1997
Lot Size0.146 acres (6,395 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Mar 2015)
Tax Bill$1,859 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN309-14-299

Property Details

APN / Parcel Number

Primary APN309-14-299

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,039 sqft Living Area
1st Floor Area1,031 sqft
2nd Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,395 sqft (0.146 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1040 S RIATA ST
CityGILBERT
StateAZ
Zip85296-3692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNEELY FARMS UNIT 3 MCR 419-24
Legal Range06E
Legal Township01S
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionNEELY FARMS UNIT 3
Legal Lot Number299
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1004
Census Tract814400

Owner

1040 S Riata St is owned and occupied by an individual who bought it in March 2015.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1040 S RIATA ST, GILBERT, AZ 85296-3692
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on File
Deed SaleMar 27, 2015 · Amount on File
Prior SaleOct 20, 2011
Deed Document Number20150207878
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1040 S RIATA ST, GILBERT, AZ 85296-3692
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 S RIATA ST, GILBERT, AZ 85296-3692

Mortgage

Document Number0000116568
DateFeb 2, 2021
Instrument20210116568
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term307 Months
DueSep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1040 S Riata St was $1,859.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,030$470,300 Land $94,000 Building $376,300
2025$1,859.00
2024$47,300$473,000 Land $94,600 Building $378,400
2023$1,830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 S Riata St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 S Riata St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on S Riata St

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