Polk County property record for 1040 S Irving Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,351 sqft · built 2005 |
| Lot Size | 0.22 acres (9,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Nov 2005) |
| Tax Bill | $390 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-000000-014160 |
| Primary APN | 25-30-07-000000-014160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| Gross Area | 1,598 sqft |
| 1st Floor Area | 1,351 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,592 sqft (0.22 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 72 sqft |
| Street Address | 1040 S IRVING AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-5519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF FOLLOWING BEG 295.5 FT N OF SE COR OF SE1/4 OF SW1/4 OF NE1/4 RUN W 295.5 FT N 65 FT E 295.5 FT S 65 FT TO POB |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | IDYLE SIDE SUBDIVISION |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 15101 |
1040 S Irving Ave is owned and occupied by an individual who bought it in November 2005.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 S IRVING AVE, BARTOW, FL 33830-5519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2005 · Amount on File |
| Deed Sale | Nov 18, 2005 · Amount on File |
| Prior Sale | Apr 11, 2005 · Amount on File |
| Deed Document Number | 2005283470 |
| Deed Book / Page | 6499 / 1146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1040 S IRVING AVE, BARTOW, FL 33830-5519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000258597 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 11922/1033 |
| Instrument | 2021258597 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1040 S Irving Ave was $390 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,689 (+2.7%) | $196,582 (-1.62%) Land $18,704 Building $177,878 | |
| 2025 | $390.00 Homeowner's exemption | $46,435 | $199,815 Land $18,704 Building $181,111 |
| 2023 | $678.00 (+29.39%) Homeowner's exemption | $43,812 (+3%) | $187,110 (+15.23%) Land $10,551 Building $176,559 |
| 2022 | $524.00 Homeowner's exemption | $42,536 | $162,386 Land $8,633 Building $153,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 S Irving Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 S Irving Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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