1040 S 4th Ave, Thatcher, AZ 85552 Property Records

Graham County property record for 1040 S 4th Ave, Thatcher, AZ 85552

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1979
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Tax Bill	$881 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-40-054A`

Property Details

APN / Parcel Number

Primary APN	`104-40-054A`

Interior

Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1040 S 4TH AVE
City	THATCHER
State	AZ
Zip	85552-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N1/4 COR SEC 14 T7S R25E TH S0D2'14W ALONG N-S CENTER LINE OF SAID SEC 1023.99' TH N89D57'21E LEAVINGV SAID CENTER LINE 63 1.51' TH S0D1'47W 25.00' TO POB TH S0D1'47W 121.38' TH S89D5 8'42W 402.34 TH N0D2'14E 121.22' TH N89D57'21E 402.32' TO PO B
Legal Range	25E
Legal Township	07S
Legal Section	14
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2032
Census Tract	961202

Owner

Source: Graham County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 S 4TH AVE, THATCHER, AZ 85552-5313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOVA FINANCIAL & INVESTMENT CORP
Nov 17, 2023	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage STEWART TITLE & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023
Deed Sale	Nov 17, 2023
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20235409
Prior Transfer Date	Sep 4, 2007
Prior Transfer Doc	0000007093
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	1040 S 4TH AVE, THATCHER, AZ 85552-5313
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E WALNUT ST, SAFFORD, AZ 85546-8511

Mortgage

Document Number	0000005411
Date	Nov 17, 2023
Instrument	2023-05411

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Nov 17, 2023
Property Address	1040 S 4TH AVE, THATCHER, AZ 85552-5313
Document Number	0000005409
Instrument Date	Nov 13, 2023
Instrument	2023-05409
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	STEWART TITLE & TRUST OF PHO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5891 E CALLE DE LA TIERRA, HEREFORD, AZ 85615-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E WALNUT ST, SAFFORD, AZ 85546-8511

Mortgage

Document Number	0000005410
Date	Nov 17, 2023
Instrument	2023-05410

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Dec 21, 2017
Property Address	1040 S 4TH AVE, THATCHER, AZ 85552-5313
Document Number	0000005913
Instrument Date	Dec 15, 2017
Instrument	2017-05913
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE & TRUST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	, 2017-05914
Date	Dec 21, 2017
Instrument	2017-05914

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Thatcher Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$183,857 (+3.73%) Land $45,846 Building $138,011
2025	$881.00 (+22.7%)	$17,725 (+29.99%) Land $4,585 Building $13,140	$177,246 (+29.98%) Land $45,846 Building $131,400
2024		$13,636 Land $4,075 Building $9,561	$136,366 Land $40,752 Building $95,614
2023	$718.00 (+4.97%)
2022	$684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50

May also be available: Bluespan Wireless, T-Mobile, Verizon.

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