Hampshire County and Northampton City property record for 1040 Ryan Rd, Florence, MA 01062 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,339 sqft · built 1979 |
| Lot Size | 0.25 acres (10,903 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Nov 2022) |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Feb 2017 Mortgage |
| APN | NHAM M:0035 B:0027 L:0001 |
| Primary APN | NHAM M:0035 B:0027 L:0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,903 sqft (0.25 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Street Address | 1040 RYAN RD |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-3677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 822200 |
Source: Hampshire County and Northampton City records · APN NHAM M:0035 B:0027 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 RYAN RD, FLORENCE, MA 01062-3677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK |
| Feb 23, 2017 | Warranty Deed, Transfer · ARM COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Prior Sale | Apr 21, 2000 · Amount on Record |
| Deed Book / Page | 14724 / 177 |
| Transfer Doc | 12558-132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | Nov 04, 2022 |
| Property Address | 1040 RYAN RD, NORTHAMPTON, MA 01062-3677 |
| Document Number | 014724-177 |
| Book / Page | 14724 / 177 |
| Instrument Date | Nov 04, 2022 |
| Instrument | 22813 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 BERKSHIRE TER, FLORENCE, MA 01062-1914 |
| Document Number | 0000022814 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 22814 |
| Name | FLORENCE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | Feb 23, 2017 |
| Property Address | 1040 RYAN RD, NORTHAMPTON, MA 01062-3677 |
| Document Number | 12558-132 |
| Book / Page | 12558 / 132 |
| Instrument | 3682 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Tax | $31.03 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 12558-134 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 12558/134 |
| Instrument | 3683 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 (+14.3%) | $289,800 (+29.96%) Land $88,100 Building $201,700 | $368,885 (+2.45%) |
| 2024 | $360,050 | ||
| 2023 | $3,532.00 | $223,000 Land $76,200 Building $146,800 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force 9 of 10 on primary residences |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022, tidal / storm surge |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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