1040 Royalist Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1040 Royalist Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`562-02-00-097`

Property Details

APN / Parcel Number

Primary APN	`562-02-00-097`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	520 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1040 ROYALIST RD
City	MOUNT PLEASANT
State	SC
Zip	29464-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 11 BLK M
Legal Subdivision	SNEE FARM
Legal Block	M
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	4612

Owner

1040 Royalist Rd is owned and occupied by two individuals.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 ROYALIST RD, MOUNT PLEASANT, SC 29464-9573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1040 ROYALIST RD, MOUNT PLEASANT, SC 29464-9573
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 ROYALIST RD, MOUNT PLEASANT, SC 29464-9573

Mortgage

Document Number	0011710275
Date	Apr 3, 2023
Book Page	1171/275

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Royalist Rd was $1,604, up 11.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+11.54%)	$389,344 (+2,775.51%) Land $97,226 Building $292,118	$814,200 Land $192,800 Building $621,400
2024	$1,438.00	$13,540
2022	$1,303.00	$13,540	$440,500 Land $110,000 Building $330,500
2020			$440,500 Land $110,000 Building $330,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Royalist Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Royalist Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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