1040 Riviera Dr, Ponca City, OK 74601 Property Records

Kay County property record for 1040 Riviera Dr, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 812 sqft · built 1953
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Oct 2022)
Tax Bill	$530 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1190-00-001-001-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1190-00-001-001-0-000-00`
Alternative APN	`8850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8850
Street Address	1040 RIVIERA DR
City	PONCA CITY
State	OK
Zip	74601-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-RIVIERA HTS ADD BLOCK 1 LOT 1
Legal Range	02E
Legal Township	26N
Legal Section	21
Legal Subdivision	RIVIERA HEIGHTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3005
Census Tract	100

Owner

1040 Riviera Dr is owned by an individual who bought it in October 2022.

Source: Kay County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	400 S PEACHTREE ST, PONCA CITY, OK 74601-5926
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF OKLAHOMA
Nov 26, 2019	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	20228301
Deed Book / Page	1920 / 458
Prior Transfer Date	Oct 12, 1999
Prior Transfer Doc	1073000849
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 25, 2022
Property Address	1040 RIVIERA DR, PONCA CITY, OK 74601-2551
Document Number	I2022008301
Book / Page	1920 / 458
Instrument Date	Oct 17, 2022
Instrument	I-2022-008301
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RIVIERA DR, PONCA CITY, OK 74601-2551

Mortgage

Document Number	I2022008302
Date	Oct 25, 2022
Instrument	I-2022-008302

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Nov 26, 2019
Property Address	1040 RIVIERA DR, PONCA CITY, OK 74601-2551
Document Number	0000009016
Book / Page	001822 / 000351
Instrument Date	Nov 26, 2019
Instrument	9016
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$62.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 MEADOWBROOK ST PONCA CITY OK 746042821, PONCA CITY, OK 74604-2821

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Riviera Dr was $530, up 3.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,693 (+2.76%) Land $433 Building $5,260	$51,754 (+2.76%) Land $3,933 Building $47,821
2025	$530.00 (+3.11%)	$5,540 (+2.06%) Land $433 Building $5,107	$50,364 (-1.16%) Land $3,933 Building $46,431
2024	$514.00 (+3.01%)	$5,428 (+4.99%) Land $424 Building $5,004	$50,954 (+8.41%) Land $3,933 Building $47,021
2023	$499.00	$5,170 Land $411 Building $4,759	$47,000 Land $3,740 Building $43,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Riviera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1986–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2003 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 Riviera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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