Gwinnett County property record for 1040 River Valley Dr, Dacula, GA 30019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,685 sqft · built 1999 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,700 (Oct 1999) |
| Tax Bill | $1,387 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-001E-566 |
| Primary APN | 2-001E-566 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 3,185 sqft |
| 1st Floor Area | 2,485 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 RIVER VALLEY DR |
|---|---|
| City | DACULA |
| State | GA |
| Zip | 30019-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100CLU |
| Legal Description | L59 BE THE TERR AT APP FARMS #2 |
| Legal Subdivision | BE THE TERR AT APP FARMS |
| Legal Block | E |
| Legal Lot Number | 59 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | DACULA-ROCKY CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50629 |
1040 River Valley Dr is owned and occupied by an individual who bought it in October 1999.
Source: Gwinnett County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 RIVER VALLEY DR, DACULA, GA 30019-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA'S OWN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 1999 · Amount on File |
| Deed Sale | Oct 20, 1999 · Amount on File |
| Deed Book / Page | 19415 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1040 RIVER VALLEY DR, DACULA, GA 30019-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0559550815 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 55955/815 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1040 RIVER VALLEY DR, DACULA, GA 30019-3161 |
| Document Number | 0579760214 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1040 RIVER VALLEY DR DACULA GA 300193161, DACULA, GA 30019-3161 |
| Document Number | 0579760214 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 057976/000214 |
| Name | GEORGIA'S OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
The 2025 property tax bill for 1040 River Valley Dr was $1,387.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,387.00 | $184,200 Land $37,520 Building $146,680 | $460,500 Land $93,800 Building $366,700 |
| 2023 | $1,229.00 | $178,000 Land $42,000 Building $136,000 | |
| 2022 | $445,000 Land $105,000 Building $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 River Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 River Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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