1040 Red Oak Dr, Plainfield, IN 46168 Property Records

Hendricks County property record for 1040 Red Oak Dr, Plainfield, IN 46168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2005
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$309,329 (Sep 2025)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`021-126511-231010`

Property Details

APN / Parcel Number

Primary APN	`021-126511-231010`
Alternative APNs	`32-10-26-231-010.000-012` `2112651E231010` `00004413220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	904 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	518 sqft
Porch	Porch
Porch Area	49 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004413220
Street Address	1040 RED OAK DR
City	PLAINFIELD
State	IN
Zip	46168-4767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK LOT 27 0.42AC
Legal Subdivision	OAK PARK
Legal Lot Number	27
Jurisdiction	HENDRICKS IN
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4001
Census Tract	210802

Owner

1040 Red Oak Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Hendricks County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY TRUST CO
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HENDRICKS COUNTY BANK & TRUST
Sep 30, 2025	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Jan 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STONEGATE MORTGAGE CORP
Dec 31, 2007	Special Warranty Deed, Transfer
Dec 31, 2007	Quit Claim Deed, Transfer · Conventional Mortgage HENDRICKS COUNTY BANK AND TRUST CO
Dec 14, 2005	Warranty Deed, Transfer · ARM FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jan 23, 2017 · Amount on File
Deed Document Number	202519385
Prior Transfer Date	Jul 19, 2025
Prior Transfer Doc	0202519385
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201811219
Date	May 29, 2018
Instrument	201811219

Lender

Name	GUARANTY TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202136286
Date	Nov 2, 2021
Instrument	202136286

Lender

Name	HENDRICKS COUNTY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 27, 2031

Interest

Rate Type	Adjustable Rate

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDRICKS IN
Recording Date	Sep 30, 2025
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Document Number	0202519385
Map Reference	PC 5 SL 175 PG 2A 2B
Instrument Date	Jul 19, 2025
Instrument	202519385
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Investor	Possibly a Property Investor

Mortgage

Document Number	0202519386
Date	Sep 30, 2025
Instrument	202519386

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDRICKS IN
Recording Date	Jan 23, 2017
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Document Number	0201701832
Instrument Date	Jan 13, 2017
Instrument	201701832
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Investor	Possibly a Property Investor

Mortgage

Document Number	0201701833
Date	Jan 23, 2017
Instrument	201701833

Lender

Name	STONEGATE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	Dec 31, 2007
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Document Number	0200732848
Map Reference	CAB5SL175PG2A-2C
Instrument Date	Dec 5, 2007
Instrument	200732848
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Investor	Possibly a Property Investor

December 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDRICKS IN
Recording Date	Dec 31, 2007
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Document Number	0200732847
Map Reference	CAB5 SL175 PG2A-C
Instrument Date	Nov 27, 2007
Instrument	200732847
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1038, CINCINNATI, OH 45201-1038
Investor	Possibly a Property Investor

Mortgage

Document Number	0200732849
Date	Dec 31, 2007
Instrument	200732849

Lender

Name	HENDRICKS COUNTY BANK AND TRUST CO
Type	Non-Lending Institution
Address	BROWNSBURG, IN 46112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2013

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	Dec 14, 2005
Property Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Document Number	200500037977
Map Reference	CAB5 SL175 PG2A-2C
Instrument Date	Dec 9, 2005
Instrument	200500037977
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RED OAK DR, PLAINFIELD, IN 46168-4767
Investor	Possibly a Property Investor

Mortgage

Document Number	200500037978
Date	Dec 14, 2005
Instrument	200500037978

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.97%
Type Change Date	Jan 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.97%
Max Rate At Change	11.9%
Index	6-Month LIBOR
Max Rate	15.9%

Mortgage

Document Number	200500037979
Date	Dec 14, 2005
Instrument	200500037979

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Red Oak Dr was $3,522 with a homeowner's exemption, down 12% from the year before.

Source: Hendricks County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hendricks County
County Subdivision	Guilford Township
Municipality	Plainfield Town
Unified School District	Plainfield Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (-12.04%) Homeowner's exemption	$408,100 (+1.44%) Land $68,000 Building $340,100	$408,100 (+1.44%) Land $68,000 Building $340,100
2024	$4,004.00 (+4.14%) Homeowner's exemption	$402,300 (+4.85%) Land $62,700 Building $339,600	$402,300 (+4.85%) Land $62,700 Building $339,600
2023	$3,845.00 (+1.75%)	$383,700 Land $59,700 Building $324,000	$383,700 Land $59,700 Building $324,000
2022	$3,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Red Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD WATER WORKS serves 34,477 people · EPA ID IN5232020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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