1040 Polk St, Bartow, FL 33830 Property Records

Polk County property record for 1040 Polk St, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,429 sqft · built 2017
Lot Size0.173 acres (7,523 sqft)
OwnerIndividual Name on File
Last Sale$134,900 (Nov 2017)
Tax Bill$3,247 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-06-387500-003141

Property Details

APN / Parcel Number

Primary APN25-30-06-387500-003141
Alternative APNs
  • 253006387500003150
  • 063025387500003141
  • 63025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,429 sqft Living Area
1st Floor Area1,429 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area7,523 sqft (0.173 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
PorchScreened/Unfinished Porch
Porch Area185 sqft

Location & Zoning

Street Address1040 POLK ST
CityBARTOW
StateFL
Zip33830-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLYBASS ADD PB 1 PG 32A BLK 3 LOT 14 W1/2 & ALL OF LOT 15
Legal Range25E
Legal Township30S
Legal Section06
Legal SubdivisionLYBASS ADDITION
Legal Block3
Legal Lot Number14,15
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group4
Census Block4036
Census Tract15000

Owner

1040 Polk St is owned by an individual who bought it in November 2017.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 532, BARTOW, FL 33831-0532
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2017 · Amount on File
Deed SaleNov 28, 2017 · Amount on File
Prior SaleJan 1, 2017 · Amount on File
Deed Document Number2017227674
Deed Book / Page10324 / 2134
Record UpdatedOct 29, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 28, 2017
Property Address1040 POLK ST, BARTOW, FL 33830-3631
Document Number0103242134
Book / Page010324 / 002134
Instrument DateNov 17, 2017
Instrument227674
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyADVANTAGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$944.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1040 POLK ST BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number103242136
DateNov 28, 2017
Book Page010324/002136
Instrument227675
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 27, 2047

Mortgage

Document Number103242147,
DateNov 28, 2017
Book Page010324/002147
Instrument227676
Lender
NameMISCELLANEOUS GOVT AGCY
AddressBARTOW, FL 33830
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Polk St was $3,247.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,243 (+1%)$214,765 (-2.46%) Land $30,091 Building $184,674
2025$3,247.00$161,130$220,178 Land $30,091 Building $190,087
2023$2,892.00$214,737 Land $18,055 Building $196,682$214,737 Land $18,055 Building $196,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Polk St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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