Polk County property record for 1040 Polk St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,429 sqft · built 2017 |
| Lot Size | 0.173 acres (7,523 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,900 (Nov 2017) |
| Tax Bill | $3,247 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-06-387500-003141 |
| Primary APN | 25-30-06-387500-003141 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,523 sqft (0.173 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 185 sqft |
| Street Address | 1040 POLK ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LYBASS ADD PB 1 PG 32A BLK 3 LOT 14 W1/2 & ALL OF LOT 15 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | LYBASS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 14,15 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 15000 |
1040 Polk St is owned by an individual who bought it in November 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 532, BARTOW, FL 33831-0532 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on File |
| Deed Sale | Nov 28, 2017 · Amount on File |
| Prior Sale | Jan 1, 2017 · Amount on File |
| Deed Document Number | 2017227674 |
| Deed Book / Page | 10324 / 2134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 1040 POLK ST, BARTOW, FL 33830-3631 |
| Document Number | 0103242134 |
| Book / Page | 010324 / 002134 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 227674 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $944.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1040 POLK ST BARTOW FL 33830, BARTOW, FL 33830 |
| Document Number | 103242136 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 010324/002136 |
| Instrument | 227675 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Document Number | 103242147, |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 010324/002147 |
| Instrument | 227676 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | BARTOW, FL 33830 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1040 Polk St was $3,247.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,243 (+1%) | $214,765 (-2.46%) Land $30,091 Building $184,674 | |
| 2025 | $3,247.00 | $161,130 | $220,178 Land $30,091 Building $190,087 |
| 2023 | $2,892.00 | $214,737 Land $18,055 Building $196,682 | $214,737 Land $18,055 Building $196,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Polk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Polk St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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