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1040 Pine Cove Dr, Lehigh Acres, FL 33974 Property Records

Lee County property record for 1040 Pine Cove Dr, Lehigh Acres, FL 33974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2025
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Mar 2026)
Tax Bill$384 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN23-45-27-12-00050.0190

Property Details

APN / Parcel Number

Primary APN23-45-27-12-00050.0190
Alternative APNs
  • 23-45-27-L3-12050.0190
  • 272345L3120500190
  • 10426707

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area9,845 sqft (0.226 acres)

Location & Zoning

Account Number10426707
Street Address1040 PINE COVE DR
CityLEHIGH ACRES
StateFL
Zip33974-0577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 12 BLK 50 PB 20 PG 32 LOT 19
Legal Range27E
Legal Township45S
Legal Section23
Legal SubdivisionLEHIGH ACRES
Legal Tract12
Legal Block50
Legal Lot Number19
Legal Unit12
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1120
Census Tract40308

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1040 PINE COVE DR, LEHIGH ACRES, FL 33974-0577
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE 1 INC
Apr 10, 2025Warranty Deed, Transfer
EXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2026 · Amount on Record
Deed SaleMar 13, 2026 · Amount on Record
Prior SaleApr 10, 2025 · Amount on Record
Deed Document Number202664942
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 13, 2026
Property Address1040 PINE COVE DR, LEHIGH ACRES, FL 33974-0577
Document Number0000064942
Map ReferenceMB 20 PG 32
Instrument DateMar 6, 2026
Instrument2026000064942
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyEXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,289.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8105 W 9TH CT, HIALEAH, FL 33014-3507

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1040 PINE COVE DR, LEHIGH ACRES, FL 33974-0577

Mortgage

Document Number0000064943
DateMar 13, 2026
Instrument2026000064943
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 10, 2025
Property Address1040 PINE COVE DR, LEHIGH ACRES, FL 33974-0577
Document Number0000097238
Map ReferenceMB 20 PG 32
Instrument DateMar 27, 2025
Instrument2025000097238
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyEXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

AmountAmount Recorded
Tax$122.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressROOM 502 NO 8 LANE 360 BAI YANG RD502, 502, PUDONG SHANGHAI XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address8105 W 9TH CT, HIALEAH, FL 33014-3507

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,129 (+4,488.23%) Land $16,290 Building $260,839$277,129 (+1,706.22%) Land $16,290 Building $260,839
2025$384.00 (+21.52%)$6,040 (-41.43%) Land $6,040$15,343 (+48.77%) Land $15,343
2023$316.00 (+485.19%)$10,313 (+49.99%) Land $10,313$10,313 (+49.99%) Land $10,313
2022$54.00$6,876 Land $6,876$6,876 Land $6,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000

May also be available: Verizon.

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