1040 Phillips Rd, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 1040 Phillips Rd, Delray Beach, FL 33483

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 2,103 sqft · built 2017
Lot Size0.047 acres (2,073 sqft)
OwnerIndividual Name on File
Last Sale$468,750 (Mar 2017)
Tax Bill$9,606 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-43-46-09-97-000-0330

Property Details

APN / Parcel Number

Primary APN12-43-46-09-97-000-0330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,103 sqft Living Area
Gross Area2,556 sqft
1st Floor Area863 sqft

Exterior

Year BuiltBuilt 2017
Construction TypeConcrete Block
Lot Area2,073 sqft (0.047 acres)
PorchOpen Porch
BalconyBalcony
Balcony Area21 sqft

Location & Zoning

Street Address1040 PHILLIPS RD
CityDELRAY BEACH
StateFL
Zip33483-5111
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionST. GEORGE LT 33
Legal Range43
Legal Township46
Legal Section09
Legal SubdivisionST GEORGE
Legal Lot Number33
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group2
Census Block2002
Census Tract6401

Owner

Source: Palm Beach County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 9, 2017Grant Deed, Transfer · Conventional Mortgage
HOMETOWN LNDRS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 9, 2017 · Amount on Record
Deed SaleMar 9, 2017 · Amount on Record
Deed Document Number20170081745
Deed Book / Page28936 / 1646
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111

Mortgage

Document Number0317781068
DateSep 25, 2020
Book Page31778/1068
Instrument20200360629
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111

Mortgage

Document Number0303190603
DateDec 20, 2018
Book Page30319/0603
Instrument20180475786
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPALM BEACH FL
Recording DateMar 9, 2017
Property Address1040 PHILLIPS RD, DELRAY BEACH, FL 33483-5111
Document Number0289361646
Book / Page028936 / 001646
Instrument DateFeb 24, 2017
Instrument81745
Transaction TypeTransfer
Record UpdatedMar 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,267.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 PHILLIPS RD DELRAY BEACH FL 33483, DELRAY BEACH, FL 33483

Mortgage

Document Number289361648
DateMar 9, 2017
Book Page028936/001648
Instrument81746
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2047

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,606.00 (+5.2%) Homeowner's exemption$548,199 (+5.99%)$840,000 (+9.09%) Building $840,000
2023$9,131.00 (+0.02%) Homeowner's exemption$517,232 (+3%)$770,000 (+33.02%) Building $770,000
2022$9,129.00 Homeowner's exemption$502,167$578,870 Building $578,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 138 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies154 units insured
incl. 16 condo units
Nearby Flood Claims16 (1979–2007)
Claims Outside the SFHA3 of 16
Most Recent ClaimSep 2007 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Irene, Oct 1999 · 3 claims
  • Tropical Storm Mitch, Nov 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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