St. Charles County property record for 1040 Perry St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,231 sqft · built 1940 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069280A000 |
| Primary APN | 069280A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| Gross Area | 2,257 sqft |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 1,026 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 73 sqft |
| Patio Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 069280A000 |
|---|---|
| Street Address | 1040 PERRY ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MORNINGSIDE ADDN BLK 4 W 20LOT 26 & 25 |
| Legal Subdivision | MORNINGSIDE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 310501 |
1040 Perry St is owned and occupied by an individual.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 2, 2017 |
| Property Address | 1040 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 0068161743 |
| Book / Page | 006816 / 001743 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 618550 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12543 BIELEFELD CT BLACK JACK MO 630334200, BLACK JACK, MO 63033-4200 |
| Document Number | 68161765 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 006816/001765 |
| Instrument | 618610 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 1040 Perry St was $2,123.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,689 (-) | $177,310 (-) Land $46,668 Building $130,642 | |
| 2025 | $2,123.00 | $33,689 | $177,310 Land $46,668 Building $130,642 |
| 2023 | $30,435 | ||
| 2022 | $160,182 Land $35,001 Building $125,181 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Perry St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Perry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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