1040 Pell Rd, Osteen, FL 32764 Property Records

Volusia County property record for 1040 Pell Rd, Osteen, FL 32764

Property Summary

Property Type	Farm - Dairy
Details	4 bd · 3 ba · 3,065 sqft · built 2023
Lot Size	17.6 acres (770,141 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,962 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Jun 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`8236-01-04-0090`

Property Details

APN / Parcel Number

Primary APN	`8236-01-04-0090`
Alternative APNs	`32183601040090` `36183201040090` `3366051.0` `3366051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,065 sqft Gross Area
1st Floor Area	2,581 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	770,141 sqft (17.6 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3366051
Street Address	1040 PELL RD
City	OSTEEN
State	FL
Zip	32764-8852
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Local Zoning Code	A1
Legal Description	36-18-32 A PORTION OF TRACTS 9 THRU 11 BLK 4 FLORIDA HOMELAND CO SUB MB 4 PG 107 MB 21 PG 11 DESCRIBED AS PARCEL 1 & MEAS 981.43 FT ON N/L & 979.37 FT ON S/L & 785.82 FT ON E/L & 786.10 FT ON W/L PER OR 7650 PG 4426 PER OR 7971 PG 4674 PER OR 7980 PG
Legal Range	32E
Legal Township	18S
Legal Section	36
Legal Subdivision	FLORIDA HOMELAND CO SUB MB
Legal Tract	9 thru 11
Legal Block	4
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	3
Census Block	3058
Census Tract	83209

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1040 PELL RD, OSTEEN, FL 32764-8852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC
May 24, 2021	Correction Deed · Conventional Mortgage FBC MORTGAGE LLC
Jan 28, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 28, 2021
Transfer Doc	0079802005
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1040 PELL RD, OSTEEN, FL 32764-8852
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 W EMBASSY DR, DELTONA, FL 32725

Mortgage

Document Number	0083154031
Date	Sep 22, 2022
Book Page	8315/4031
Instrument	2022221439

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	377 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	8.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1040 PELL RD, OSTEEN, FL 32764-8852
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 SPRING POND PT 426, 426, WINTER SPRINGS, FL 32708-2889

Mortgage

Document Number	0080724018
Date	Jun 28, 2021
Book Page	8072/4018
Instrument	2021-150053

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	368 Months
Due	Feb 1, 2052

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 24, 2021
Property Address	1040 PELL RD, OSTEEN, FL 32764-8852
Document Number	0080524712
Book / Page	8052 / 4712
Map Reference	MB 4 PG 107
Instrument Date	May 21, 2021
Instrument	2021-120533
Record Updated	Jan 4, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4099 MADRE DR, 4099, OVIEDO, FL 32765-8881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 SPRING POND PT APT 426, 426, WINTER SPRINGS, FL 32708-2889

Mortgage

Document Number	0080524714
Date	May 24, 2021
Book Page	8052/4714
Instrument	2021-120534

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Feb 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 28, 2021
Property Address	1040 PELL RD, OSTEEN, FL 32764-8852
Document Number	0079802005
Book / Page	007980 / 002005
Instrument Date	Jan 28, 2021
Instrument	19936
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1886 SPRING POND PT #426 WINTER SPRINGS FL 327082889, 426, WINTER SPRINGS, FL 32708-2889

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 30, 2019
Property Address	1040 PELL RD, OSTEEN, FL 32764-8852
Document Number	0076504426
Book / Page	007650 / 004426
Instrument Date	Jan 24, 2019
Instrument	19897
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4099 MADRE DR OVIEDO FL 327658881, OVIEDO, FL 32765-8881

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,489 (+1.54%)	$583,739 (+1.32%) Land $173,805 Building $409,934
2025	$7,962.00 (+139.75%) Homeowner's exemption	$482,082 (+210.63%)	$576,137 (+271.23%) Land $79,750 Building $496,387
2023	$3,321.00 (-1.48%)	$155,195 (-0.65%) Land $155,195	$155,195 (-0.65%) Land $155,195
2022	$3,371.00	$156,203 Land $156,203	$156,203 Land $156,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	32 (2008–2024)
Claims Outside the SFHA	6 of 32
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 13 claims Hurricane Ian, Sep 2022 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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