1040 Payne Ave, Gustine, CA 95322 Property Records

Merced County property record for 1040 Payne Ave, Gustine, CA 95322 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,551 sqft Living Area
Lot Size9,100 sqft (0.208 acres)
OccupancyOwner Occupied
Last Sale$339,000 (2020)
Tax Bill$3,981.00 (2025)

Property Details

APN / Parcel Number

Primary APN020-161-051-000
Alternative APN
  • 020161051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,551 sqft Living Area
Gross Area2,023 sqft Gross Area
1st Floor1,321 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1978
Architectural StyleOther Style
Construction TypeWood Frame Construction
Lot Area9,100 sqft (0.208 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area472 sqft Garage
Patio Area90 sqft Patio
Porch1 Porch
Porch Area90 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number020161051
Street Address1040 PAYNE AVE
CityGUSTINE
StateCA
Zip95322-1818
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALNUT WOODS LOT 10
Legal SubdivisionWALNUT WOODS
Legal Lot Number10
JurisdictionMERCED CA
Minor Civil DivisionGUSTINE
Census Blockgroup5
Census Block5012
Census Tract2002

Owner

Source: Merced County records · APN 020-161-051-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1040 PAYNE AVE, GUSTINE, CA 95322-1818
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Reverse Mortgage
LIBERTY HOME EQUITY SOLUTIONS INC
Aug 21, 2020Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 21, 2020Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 20, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleFeb 05, 2013 · Amount on Record
Deed Doc Number2020028953
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1040 PAYNE AVE, GUSTINE, CA 95322-1818
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026456
DateAug 27, 2019
Instrument2019026456
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.94%
Type Change DateSep 01, 2020
Change FrequencyAnnually
Index1-Year LIBOR

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 21, 2020
Property Address1040 PAYNE AVE, GUSTINE, CA 95322-1818
Document Number0000028953
Map ReferenceMB 23 PG 11&12
Instrument DateAug 04, 2020
Instrument2020028953
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 PAYNE AVE, GUSTINE, CA 95322-1818

Mortgage

Document Number0000028954
DateAug 21, 2020
Instrument2020028954
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMERCED CA
Recording DateAug 21, 2020
Property Address1040 PAYNE AVE, GUSTINE, CA 95322-1818
Document Number0000028952
Instrument DateAug 04, 2020
Instrument28952
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1040 PAYNE AVE GUSTINE CA 953221818, GUSTINE, CA 95322-1818

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1040 PAYNE AVE, GUSTINE, CA 95322-1818
Document Number0000026457
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1040 PAYNE AVE GUSTINE CA 953221818, GUSTINE, CA 95322-1818

Mortgage

Document Number0000026457
DateAug 27, 2019
Instrument26457
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate3.94%

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityGustine City
Unified School DistrictGustine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,981.00 (+4.24%)$366,942 (+4.04%) Land $81,181 Building $285,761
2023$3,819.00 (+1.81%)$352,695 Land $78,030 Building $274,665
2022$3,751.00

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