1040 Pavia Dr, Apopka, FL 32703 Property Records

Orange County property record for 1040 Pavia Dr, Apopka, FL 32703

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,563 sqft · built 2020
Lot Size	0.45 acres (1,979 sqft)
Owner	2 Individual Names on File
Last Sale	$252,200 (Jul 2020)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-28-2521-00-100`

Property Details

APN / Parcel Number

Primary APN	`20-21-28-2521-00-100`
Alternative APNs	`282120252100100` `205486` `209760` `213774`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,979 sqft (0.45 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1040 PAVIA DR
City	APOPKA
State	FL
Zip	32703-8406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MU-ES-GT
Legal Description	EMERSON NORTH TOWNHOMES 92/36 LOT 10
Legal Range	28E
Legal Township	21S
Legal Section	20
Legal Subdivision	EMERSON NORTH TOWNHOMES
Legal Lot Number	10
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1012
Census Tract	17505

Owner

Source: Orange County records · APN 20-21-28-2521-00-100

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 PAVIA DR, APOPKA, FL 32703-8406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	2020380438
Record Updated	Jun 08, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 15, 2020
Property Address	1040 PAVIA DR, APOPKA, FL 32703-8406
Document Number	0000380438
Instrument Date	Jul 13, 2020
Instrument	380438
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2020
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 PAVIA DR APOPKA FL 327038406, APOPKA, FL 32703-8406

Mortgage

Document Number	380439
Date	Jul 15, 2020
Instrument	380439

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,634 (+2.7%)	$283,540 (-1.06%) Land $75,000 Building $208,540
2025	$3,442.00 (+1.92%) Homeowner's exemption	$252,808 (+5.99%)	$286,570 (+5.96%) Land $75,000 Building $211,570
2024	$3,377.00 (+7.1%)
2023	$3,153.00 (+4.44%) Homeowner's exemption	$238,527 (+3%)	$270,444 (+4.16%) Land $75,000 Building $195,444
2022	$3,019.00 Homeowner's exemption	$231,580	$259,654 Land $60,000 Building $199,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950175051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3480200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.