1040 Patrick Ct, Apt 101, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1040 Patrick Ct, Apt 101, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 415 sqft · built 1976
Lot Size	0.055 acres (2,417 sqft)
Owner	Company Name on File
Last Sale	$3,355,000 (Apr 2026)
Tax Bill	$718 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8913-33-476-015`

Property Details

APN / Parcel Number

Primary APN	`8913-33-476-015`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	16 Units
Stories	1 Story
Building Area	415 sqft Living Area
1st Floor Area	415 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	2,417 sqft (0.055 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1040 PATRICK CT, 101
City	WATERLOO
State	IA
Zip	50701-4405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BROOKSIDE CONDOMINIUMS UNIT 101
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	BROOKSIDE CONDOMINIUMS
Legal Lot Number	101
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK AND TRUST COMPANY
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	20264352
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 2, 2026
Property Address	1040 PATRICK CT, 101, WATERLOO, IA 50701-4405
Document Number	0000004352
Instrument Date	Apr 1, 2026
Instrument	20264352
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$542,087.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042

Mortgage

Document Number	0000004353,
Date	Apr 2, 2026
Instrument	20264353

Lender

Name	HEARTLAND BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	6.01%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1040 PATRICK CT APT 101, 101, WATERLOO, IA 50701-4405
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013554
Date	Feb 3, 2020
Instrument	202000013554

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00	$34,530 (+4.19%) Land $5,920 Building $28,610	$34,530 (+4.19%) Land $5,920 Building $28,610
2024	$718.00 (-18.22%)
2023		$33,140 (-17.05%) Land $5,920 Building $27,220	$33,140 (-17.05%) Land $5,920 Building $27,220
2022	$878.00	$39,950 Land $3,630 Building $36,320
2021			$39,950 Land $3,630 Building $36,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patrick Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures