Santa Clara County property record for 1040 Ortega Cir, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,839 sqft · built 1976 |
| Lot Size | 0.162 acres (7,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Apr 2013) |
| Tax Bill | $6,954 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 808-27-009 |
| Primary APN | 808-27-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Living Area |
| 1st Floor Area | 1,839 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,035 sqft (0.162 acres) |
| Lot Dimensions | 105 ft deep x 67 ft wide |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 3,850 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 1040 ORTEGA CIR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 5616 LOT 208 |
| Legal Subdivision | 5616 UN #8 CASTLEWOOD PARK |
| Legal Tract | 5616 |
| Legal Lot Number | 208 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 512510 |
1040 Ortega Cir is owned and occupied by two individuals who bought it in April 2013.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 ORTEGA CIR, GILROY, CA 95020-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on File |
| Deed Sale | Apr 16, 2013 · Amount on File |
| Prior Sale | Jun 10, 2008 · Amount on File |
| Deed Document Number | 201322176938 |
| Prior Transfer Date | May 28, 2008 |
| Prior Transfer Doc | 0019881494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1040 ORTEGA CIR, GILROY, CA 95020-5316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024585121 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 24585121 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 1040 Ortega Cir was $6,954 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $577,455 (+2%) Land $317,522 Building $259,933 | |
| 2025 | $6,954.00 Homeowner's exemption | $566,134 Land $311,297 Building $254,837 |
| 2023 | $6,802.00 (+1.7%) Homeowner's exemption | $544,153 Land $299,210 Building $244,943 |
| 2022 | $6,688.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1040 Ortega Cir in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1040 Ortega Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, T-Mobile, Verizon.
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