1040 Orpheus Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1040 Orpheus Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1985
Lot Size	0.238 acres (10,353 sqft)
Owner	Company Name on File
Last Sale	$238,000 (Jun 1997)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-392-26-00`

Property Details

APN / Parcel Number

Primary APN	`254-392-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	10,353 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1040 ORPHEUS AVE
City	ENCINITAS
State	CA
Zip	92024-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK F LOT 2 DOC77-269178 IN TR 001788
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001788
Legal Block	F
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEXBANK SSB
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1997 · Amount on File
Deed Sale	Jun 26, 1997 · Amount on File
Prior Sale	Nov 1, 1985 · Amount on File
Deed Document Number	1997299182
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000615195
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2021
Property Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755
Document Number	0000615197
Map Reference	MAP 1788
Instrument Date	Aug 23, 2021
Instrument	2021-0615197
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2021
Property Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755
Document Number	0000615195
Map Reference	MAP 1788
Instrument Date	Aug 12, 2021
Instrument	2021-0615195
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755

Mortgage

Document Number	0000615196
Date	Aug 30, 2021
Instrument	2021-0615196

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 ORPHEUS AVE, ENCINITAS, CA 92024-1755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053462
Date	Feb 9, 2018
Instrument	2018-0053462

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,498 (+2%) Land $166,113 Building $237,385
2025	$4,259.00 (+6.18%) Homeowner's exemption	$395,587 (+4.04%) Land $162,856 Building $232,731
2023	$4,011.00 (+2.09%) Homeowner's exemption	$380,228 Land $156,533 Building $223,695
2022	$3,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting.

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